UNIVERSAL SYSTEM GROUP : revenue, balance sheet and financial ratios

UNIVERSAL SYSTEM GROUP is a French company founded 11 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in PARIS (75016), this company of category PME shows in 2016 a revenue of 7.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UNIVERSAL SYSTEM GROUP (SIREN 803251347)
Indicator 2016 2015 2014
Revenue 7 778 023 € 6 551 547 € 4 559 865 €
Net income 235 184 € 179 123 € 135 247 €
EBITDA 351 079 € 566 362 € 196 314 €
Net margin 3.0% 2.7% 3.0%

Revenue and income statement

In 2016, UNIVERSAL SYSTEM GROUP achieves revenue of 7.8 M€. Over the period 2014-2016, the company shows strong growth with a CAGR (compound annual growth rate) of +30.6%. Vs 2015, growth of +19% (6.6 M€ -> 7.8 M€). After deducting consumption (6.5 M€), gross margin stands at 1.3 M€, i.e. a rate of 17%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 351 k€, representing 4.5% of revenue. Warning negative scissor effect: despite revenue change (+19%), EBITDA varies by -38%, reducing margin by 4.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 235 k€, i.e. 3.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2016) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

7 778 023 €

Gross margin (2016) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 302 475 €

EBITDA (2016) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

351 079 €

EBIT (2016) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

344 467 €

Net income (2016) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

235 184 €

EBITDA margin (2016) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 85%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 3.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2016) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2016) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

85.01%

Cash flow / Revenue (2016) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.121%

Repayment capacity (2016) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2016) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

50.0%

Solvency indicators evolution
UNIVERSAL SYSTEM GROUP

Sector positioning

Debt ratio
0.0 2016
2014
2015
2016
Q1: 0.0
Med: 8.89
Q3: 73.55
Excellent

In 2016, the debt ratio of UNIVERSAL SYSTEM GROUP (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
85.01% 2016
2014
2015
2016
Q1: 14.76%
Med: 57.3%
Q3: 88.98%
Good

In 2016, the financial autonomy of UNIVERSAL SYSTEM GROUP (85.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2016
2014
2015
2016
Q1: 0.0 years
Med: 0.0 years
Q3: 3.53 years
Excellent -25 pts over 3 years

In 2016, the repayment capacity of UNIVERSAL SYSTEM GROUP (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 655.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.3x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2016) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

655.847

Interest coverage (2016) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.3

Liquidity indicators evolution
UNIVERSAL SYSTEM GROUP

Sector positioning

Liquidity ratio
655.85 2016
2014
2015
2016
Q1: 90.12
Med: 386.63
Q3: 2095.11
Good

In 2016, the liquidity ratio of UNIVERSAL SYSTEM GROUP (655.85) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
1.3x 2016
2014
2015
2016
Q1: -78.73x
Med: 0.0x
Q3: 0.05x
Excellent

In 2016, the interest coverage of UNIVERSAL SYSTEM GROUP (1.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 17 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4 days. The company must finance 13 days of gap between collections and payments. Inventory turnover is 7 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 23 days of revenue, i.e. 492 k€ to permanently finance. Over 2014-2016, WCR increased by +45%, requiring additional financing.

Operating WCR (2016) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

491 960 €

Customer credit (2016) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

17 j

Supplier credit (2016) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

4 j

Inventory turnover (2016) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

7 j

WCR in days of revenue (2016) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

23 j

WCR and payment terms evolution
UNIVERSAL SYSTEM GROUP

Positioning of UNIVERSAL SYSTEM GROUP in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Based on 170 transactions of similar company sales (all years), the value of UNIVERSAL SYSTEM GROUP is estimated at 3 337 582 € (range 2 132 379€ - 4 798 693€). With an EBITDA of 351 079€, the sector multiple of 6.8x is applied. The price/revenue ratio is 0.71x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2016
170 transactions
2132k€ 3337k€ 4798k€
3 337 582 € Range: 2 132 379€ - 4 798 693€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
351 079 € × 6.8x
Estimation 2 390 723 €
1 448 488€ - 4 213 401€
Revenue Multiple 30%
7 778 023 € × 0.71x
Estimation 5 515 334 €
3 686 270€ - 6 445 294€
Net Income Multiple 20%
235 184 € × 10.4x
Estimation 2 438 106 €
1 511 271€ - 3 792 022€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 170 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare UNIVERSAL SYSTEM GROUP with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about UNIVERSAL SYSTEM GROUP

What is the revenue of UNIVERSAL SYSTEM GROUP ?

The revenue of UNIVERSAL SYSTEM GROUP in 2016 is 7.8 M€.

Is UNIVERSAL SYSTEM GROUP profitable?

Yes, UNIVERSAL SYSTEM GROUP generated a net profit of 235 k€ in 2016.

Where is the headquarters of UNIVERSAL SYSTEM GROUP ?

The headquarters of UNIVERSAL SYSTEM GROUP is located in PARIS (75016), in the department Paris.

Where to find the tax return of UNIVERSAL SYSTEM GROUP ?

The tax return of UNIVERSAL SYSTEM GROUP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UNIVERSAL SYSTEM GROUP operate?

UNIVERSAL SYSTEM GROUP operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.