UNIVERS AUTOMOBILE SAS : revenue, balance sheet and financial ratios

UNIVERS AUTOMOBILE SAS is a French company founded 12 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in LANEUVEVILLE-DEVANT-NANCY (54410), this company of category PME shows in 2017 a revenue of 134 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UNIVERS AUTOMOBILE SAS (SIREN 800123572)
Indicator 2017 2016 2015
Revenue 133 838 € 182 895 € N/C
Net income 690 € 2 211 € -17 560 €
EBITDA -26 678 € 4 227 € N/C
Net margin 0.5% 1.2% N/C

Revenue and income statement

In 2017, UNIVERS AUTOMOBILE SAS achieves revenue of 134 k€. Revenue is declining over the period 2016-2017 (CAGR: -26.8%). Significant drop of -27% vs 2016. After deducting consumption (119 k€), gross margin stands at 15 k€, i.e. a rate of 11%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -27 k€, representing -19.9% of revenue. Warning negative scissor effect: despite revenue change (-27%), EBITDA varies by -731%, reducing margin by 22.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 690 €, i.e. 0.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2017) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

133 838 €

Gross margin (2017) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

14 832 €

EBITDA (2017) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-26 678 €

EBIT (2017) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-26 987 €

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

690 €

EBITDA margin (2017) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-19.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 3425%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 19.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

3425.186%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

1.536%

Cash flow / Revenue (2017) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.397%

Repayment capacity (2017) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

19.709

Asset age ratio (2017) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

3.8%

Solvency indicators evolution
UNIVERS AUTOMOBILE SAS

Sector positioning

Debt ratio
3425.19 2017
2015
2016
2017
Q1: 6.2
Med: 47.61
Q3: 154.06
Average +50 pts over 3 years

In 2017, the debt ratio of UNIVERS AUTOMOBILE SAS (3425.19) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
1.54% 2017
2015
2016
2017
Q1: 13.26%
Med: 28.95%
Q3: 53.74%
Average

In 2017, the financial autonomy of UNIVERS AUTOMOBILE SAS (1.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
19.71 years 2017
2016
2017
Q1: 0.0 years
Med: 0.62 years
Q3: 3.93 years
Average

In 2017, the repayment capacity of UNIVERS AUTOMOBILE SAS (19.71) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 213.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

213.665

Interest coverage (2017) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-0.379

Liquidity indicators evolution
UNIVERS AUTOMOBILE SAS

Sector positioning

Liquidity ratio
213.66 2017
2015
2016
2017
Q1: 126.09
Med: 173.79
Q3: 307.04
Good -18 pts over 3 years

In 2017, the liquidity ratio of UNIVERS AUTOMOBILE SAS (213.66) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-0.38x 2017
2016
2017
Q1: 0.0x
Med: 1.24x
Q3: 9.78x
Average -35 pts over 2 years

In 2017, the interest coverage of UNIVERS AUTOMOBILE SAS (-0.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Excellent situation: suppliers finance 60 days of the operating cycle (retail model). Inventory turnover is 174 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 160 days of revenue, i.e. 60 k€ to permanently finance.

Operating WCR (2017) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

59 610 €

Customer credit (2017) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2017) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

60 j

Inventory turnover (2017) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

174 j

WCR in days of revenue (2017) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

160 j

WCR and payment terms evolution
UNIVERS AUTOMOBILE SAS

Positioning of UNIVERS AUTOMOBILE SAS in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 98 transactions of similar company sales in 2017, the value of UNIVERS AUTOMOBILE SAS is estimated at 9 833 € (range 6 809€ - 28 866€). The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2017
98 tx
6k€ 9k€ 28k€
9 833 € Range: 6 809€ - 28 866€
NAF 5 année 2017

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
133 838 € × 0.11x
Estimation 15 115 €
10 797€ - 45 020€
Net Income Multiple 20%
690 € × 2.8x
Estimation 1 913 €
827€ - 4 635€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare UNIVERS AUTOMOBILE SAS with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about UNIVERS AUTOMOBILE SAS

What is the revenue of UNIVERS AUTOMOBILE SAS ?

The revenue of UNIVERS AUTOMOBILE SAS in 2017 is 134 k€.

Is UNIVERS AUTOMOBILE SAS profitable?

Yes, UNIVERS AUTOMOBILE SAS generated a net profit of 690€ in 2017.

Where is the headquarters of UNIVERS AUTOMOBILE SAS ?

The headquarters of UNIVERS AUTOMOBILE SAS is located in LANEUVEVILLE-DEVANT-NANCY (54410), in the department Meurthe-et-Moselle.

Where to find the tax return of UNIVERS AUTOMOBILE SAS ?

The tax return of UNIVERS AUTOMOBILE SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UNIVERS AUTOMOBILE SAS operate?

UNIVERS AUTOMOBILE SAS operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.