UNIS VERS L'IMMOBILIER ASSOCIES : revenue, balance sheet and financial ratios

UNIS VERS L'IMMOBILIER ASSOCIES is a French company founded 18 years ago, specialized in the sector Agences immobilières. Based in MANDELIEU-LA-NAPOULE (06210), this company of category PME shows in 2017 a revenue of 307 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UNIS VERS L'IMMOBILIER ASSOCIES (SIREN 502569379)
Indicator 2017 2016
Revenue 306 577 € 263 677 €
Net income 4 042 € 16 564 €
EBITDA 21 192 € 23 424 €
Net margin 1.3% 6.3%

Revenue and income statement

In 2017, UNIS VERS L'IMMOBILIER ASSOCIES achieves revenue of 307 k€. Vs 2016, growth of +16% (264 k€ -> 307 k€). After deducting consumption (0 €), gross margin stands at 307 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 6.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4 k€, i.e. 1.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2017) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

306 577 €

Gross margin (2017) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

306 577 €

EBITDA (2017) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

21 192 €

EBIT (2017) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

10 791 €

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

4 042 €

EBITDA margin (2017) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

6.9%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 92%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 3.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

91.973%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.047%

Cash flow / Revenue (2017) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.887%

Repayment capacity (2017) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

6.746

Asset age ratio (2017) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

94.0%

Solvency indicators evolution
UNIS VERS L'IMMOBILIER ASSOCIES

Sector positioning

Debt ratio
91.97 2017
2016
2017
Q1: 0.0
Med: 9.56
Q3: 63.73
Average

In 2017, the debt ratio of UNIS VERS L'IMMOBILIER AS... (91.97) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
38.05% 2017
2016
2017
Q1: 6.07%
Med: 30.29%
Q3: 58.97%
Good +6 pts over 2 years

In 2017, the financial autonomy of UNIS VERS L'IMMOBILIER AS... (38.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
6.75 years 2017
2016
2017
Q1: 0.0 years
Med: 0.02 years
Q3: 1.24 years
Average +50 pts over 2 years

In 2017, the repayment capacity of UNIS VERS L'IMMOBILIER AS... (6.75) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 157.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

157.46

Interest coverage (2017) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.151

Liquidity indicators evolution
UNIS VERS L'IMMOBILIER ASSOCIES

Sector positioning

Liquidity ratio
157.46 2017
2016
2017
Q1: 105.11
Med: 167.36
Q3: 350.15
Average -9 pts over 2 years

In 2017, the liquidity ratio of UNIS VERS L'IMMOBILIER AS... (157.46) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.15x 2017
2016
2017
Q1: 0.0x
Med: 0.0x
Q3: 1.56x
Good -23 pts over 2 years

In 2017, the interest coverage of UNIS VERS L'IMMOBILIER AS... (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 64 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 72 days. Favorable situation: supplier credit is longer than customer credit by 8 days. WCR is negative (-1 days): operations structurally generate cash.

Operating WCR (2017) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-739 €

Customer credit (2017) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

64 j

Supplier credit (2017) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

72 j

Inventory turnover (2017) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2017) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-1 j

WCR and payment terms evolution
UNIS VERS L'IMMOBILIER ASSOCIES

Positioning of UNIS VERS L'IMMOBILIER ASSOCIES in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 81 transactions of similar company sales in 2017, the value of UNIS VERS L'IMMOBILIER ASSOCIES is estimated at 66 965 € (range 22 489€ - 130 655€). With an EBITDA of 21 192€, the sector multiple of 2.3x is applied. The price/revenue ratio is 0.44x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2017
81 tx
22k€ 66k€ 130k€
66 965 € Range: 22 489€ - 130 655€
NAF 5 année 2017

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
21 192 € × 2.3x
Estimation 49 554 €
11 898€ - 111 102€
Revenue Multiple 30%
306 577 € × 0.44x
Estimation 134 390 €
52 775€ - 222 118€
Net Income Multiple 20%
4 042 € × 2.3x
Estimation 9 357 €
3 540€ - 42 342€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 81 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare UNIS VERS L'IMMOBILIER ASSOCIES with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about UNIS VERS L'IMMOBILIER ASSOCIES

What is the revenue of UNIS VERS L'IMMOBILIER ASSOCIES ?

The revenue of UNIS VERS L'IMMOBILIER ASSOCIES in 2017 is 307 k€.

Is UNIS VERS L'IMMOBILIER ASSOCIES profitable?

Yes, UNIS VERS L'IMMOBILIER ASSOCIES generated a net profit of 4 k€ in 2017.

Where is the headquarters of UNIS VERS L'IMMOBILIER ASSOCIES ?

The headquarters of UNIS VERS L'IMMOBILIER ASSOCIES is located in MANDELIEU-LA-NAPOULE (06210), in the department Alpes-Maritimes.

Where to find the tax return of UNIS VERS L'IMMOBILIER ASSOCIES ?

The tax return of UNIS VERS L'IMMOBILIER ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UNIS VERS L'IMMOBILIER ASSOCIES operate?

UNIS VERS L'IMMOBILIER ASSOCIES operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.