SIREN : 493291744
UNION MEDICALE is a French company founded 19 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in RIVESALTES (66600), this company of category PME shows in 2024 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 587 364 € | 1 620 019 € | 1 753 682 € | 1 655 684 € | 1 425 927 € | 708 879 € | 932 254 € | 705 990 € |
| Net income | -2 475 287 € | -402 923 € | -269 591 € | -19 425 € | 9 209 484 € | 451 889 € | 16 413 € | 38 098 € |
| EBITDA | 152 823 € | -102 070 € | 165 312 € | 164 843 € | 67 180 € | -412 386 € | 87 575 € | 36 649 € |
| Net margin | -155.9% | -24.9% | -15.4% | -1.2% | 645.9% | 63.7% | 1.8% | 5.4% |
In 2024, UNION MEDICALE achieves revenue of 1.6 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +10.7%. Slight decline of -2% vs 2023. After deducting consumption (1 k€), gross margin stands at 1.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 153 k€, representing 9.6% of revenue. Positive scissor effect: EBITDA margin improves by +15.9 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Net income is negative at -2.5 M€ (-155.9% of revenue), which will impact equity.
1 587 364 €
1 586 147 €
152 823 €
162 337 €
-2 475 287 €
9.6%
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
38.565%
70.407%
-14.117%
-13.054
35.0%
In 2024, the debt ratio of UNION MEDICALE (38.56) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of UNION MEDICALE (70.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of UNION MEDICALE (-13.05) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1226.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1173.9x. Operating income very largely covers interest expenses: high safety margin.
1226.257
1173.888
In 2024, the liquidity ratio of UNION MEDICALE (1226.26) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of UNION MEDICALE (1173.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 4 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. Favorable situation: supplier credit is longer than customer credit by 22 days. Overall, WCR represents 657 days of revenue, i.e. 2.9 M€ to permanently finance. Over 2016-2024, WCR increased by +122%, requiring additional financing.
2 894 828 €
4 j
26 j
0 j
657 j
Indicative estimate only : the number of comparable transactions in this sector is limited (26 transactions). This range of 782 653€ to 1 645 613€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 26 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare UNION MEDICALE with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of UNION MEDICALE in 2024 is 1.6 M€.
UNION MEDICALE recorded a net loss in 2024.
The headquarters of UNION MEDICALE is located in RIVESALTES (66600), in the department Pyrenees-Orientales.
The tax return of UNION MEDICALE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
UNION MEDICALE operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.