UNION GROUP PRODUCTS : revenue, balance sheet and financial ratios

UNION GROUP PRODUCTS is a French company founded 6 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de textiles. Based in PORTIRAGNES (34420), this company of category PME shows in 2022 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UNION GROUP PRODUCTS (SIREN 880560362)
Indicator 2023 2022 2021 2020
Revenue N/C 1 810 948 € 915 195 € 812 939 €
Net income 0 € 10 418 € 10 819 € 17 260 €
EBITDA N/C -5 097 € -152 461 € 27 542 €
Net margin N/C 0.6% 1.2% 2.1%

Revenue and income statement

In 2023, UNION GROUP PRODUCTS records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2020-2022: 17 k€ -> 0 €.

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 151%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 54%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

151.496%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

53.584%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

82.8%

Solvency indicators evolution
UNION GROUP PRODUCTS

Sector positioning

Debt ratio
151.5 2023
2021
2022
2023
Q1: 0.01
Med: 13.62
Q3: 59.76
Watch

In 2023, the debt ratio of UNION GROUP PRODUCTS (151.50) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
53.58% 2023
2021
2022
2023
Q1: 9.69%
Med: 38.32%
Q3: 61.97%
Good +11 pts over 3 years

In 2023, the financial autonomy of UNION GROUP PRODUCTS (53.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
72.85 years 2022
2021
2022
Q1: 0.0 years
Med: 0.0 years
Q3: 2.08 years
Watch

In 2022, the repayment capacity of UNION GROUP PRODUCTS (72.85) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 564.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

564.604

Liquidity indicators evolution
UNION GROUP PRODUCTS

Sector positioning

Liquidity ratio
564.6 2023
2021
2022
2023
Q1: 131.79
Med: 232.37
Q3: 430.36
Excellent

In 2023, the liquidity ratio of UNION GROUP PRODUCTS (564.60) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-321.84x 2022
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 4.95x
Watch

In 2022, the interest coverage of UNION GROUP PRODUCTS (-321.8x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
UNION GROUP PRODUCTS

Positioning of UNION GROUP PRODUCTS in its sector

Comparison with sector Commerce de gros (commerce interentreprises) de textiles

Similar companies (Commerce de gros (commerce interentreprises) de textiles)

Compare UNION GROUP PRODUCTS with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) de textiles

Frequently asked questions about UNION GROUP PRODUCTS

What is the revenue of UNION GROUP PRODUCTS ?

The revenue of UNION GROUP PRODUCTS in 2022 is 1.8 M€.

Is UNION GROUP PRODUCTS profitable?

Yes, UNION GROUP PRODUCTS generated a net profit of 10 k€ in 2022.

Where is the headquarters of UNION GROUP PRODUCTS ?

The headquarters of UNION GROUP PRODUCTS is located in PORTIRAGNES (34420), in the department Herault.

Where to find the tax return of UNION GROUP PRODUCTS ?

The tax return of UNION GROUP PRODUCTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UNION GROUP PRODUCTS operate?

UNION GROUP PRODUCTS operates in the sector Commerce de gros (commerce interentreprises) de textiles (NAF code 46.41Z). See the 'Sector positioning' section above to compare the company with its competitors.