SIREN : 915381248
UNION D'EXPERTS DEVELOPPEMENT is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in SAINT-AVERTIN (37550), this company of category PME shows in 2022 a revenue of 285 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 |
|---|---|
| Revenue | 285 000 € |
| Net income | 317 206 € |
| EBITDA | 18 339 € |
| Net margin | 111.3% |
In 2022, UNION D'EXPERTS DEVELOPPEMENT achieves revenue of 285 k€. After deducting consumption (0 €), gross margin stands at 285 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 6.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 317 k€, i.e. 111.3% of revenue. This profit can be retained or distributed to shareholders.
285 000 €
285 000 €
18 339 €
29 005 €
317 206 €
6.4%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 107.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.045%
93.669%
107.558%
0.007
In 2022, the debt ratio of UNION D'EXPERTS DEVELOPPE... (0.04) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of UNION D'EXPERTS DEVELOPPE... (93.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of UNION D'EXPERTS DEVELOPPE... (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 166.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.9x. Danger: operating income does not cover interest charges, unsustainable situation.
166.62
0.905
In 2022, the liquidity ratio of UNION D'EXPERTS DEVELOPPE... (166.62) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of UNION D'EXPERTS DEVELOPPE... (0.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 373 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 209 days. The gap of 164 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 241 days of revenue, i.e. 191 k€ to permanently finance.
191 070 €
373 j
209 j
0 j
241 j
Based on 109 transactions of similar company sales in 2022, the value of UNION D'EXPERTS DEVELOPPEMENT is estimated at 452 671 € (range 219 024€ - 977 450€). With an EBITDA of 18 339€, the sector multiple of 4.2x is applied. The price/revenue ratio is 0.56x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare UNION D'EXPERTS DEVELOPPEMENT with other companies in the same sector:
The revenue of UNION D'EXPERTS DEVELOPPEMENT in 2022 is 285 k€.
Yes, UNION D'EXPERTS DEVELOPPEMENT generated a net profit of 317 k€ in 2022.
The headquarters of UNION D'EXPERTS DEVELOPPEMENT is located in SAINT-AVERTIN (37550), in the department Indre-et-Loire.
The tax return of UNION D'EXPERTS DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
UNION D'EXPERTS DEVELOPPEMENT operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.