SIREN : 509632790
UNION D'EXPERTS is a French company founded 17 years ago, specialized in the sector Évaluation des risques et dommages. Based in SAINT-AVERTIN (37550), this company of category PME shows in 2024 a revenue of 40.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 40 532 953 € | 35 544 172 € | 32 551 519 € | 22 933 746 € | 21 575 603 € | 20 119 635 € | 17 782 436 € | 16 636 435 € | 16 063 390 € |
| Net income | 33 500 € | 4 496 € | 110 661 € | 548 854 € | 523 638 € | -1 019 075 € | 879 754 € | 829 176 € | 149 965 € |
| EBITDA | -756 198 € | -921 210 € | -632 611 € | -43 869 € | 60 764 € | -377 111 € | -180 619 € | -70 951 € | 8 632 € |
| Net margin | 0.1% | 0.0% | 0.3% | 2.4% | 2.4% | -5.1% | 4.9% | 5.0% | 0.9% |
In 2024, UNION D'EXPERTS achieves revenue of 40.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +12.3%. Vs 2023, growth of +14% (35.5 M€ -> 40.5 M€). After deducting consumption (37.2 M€), gross margin stands at 3.3 M€, i.e. a rate of 8%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -756 k€, representing -1.9% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 34 k€, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.
40 532 953 €
3 294 334 €
-756 198 €
64 405 €
33 500 €
-1.9%
The debt ratio (= Financial debt / Equity x 100) stands at 43%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory.
43.309%
20.773%
-1.996%
-1.176
23.8%
In 2024, the debt ratio of UNION D'EXPERTS (43.31) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of UNION D'EXPERTS (20.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of UNION D'EXPERTS (-1.18) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 113.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
113.207
-5.919
In 2024, the liquidity ratio of UNION D'EXPERTS (113.21) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of UNION D'EXPERTS (-5.9x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 36 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 54 days. Favorable situation: supplier credit is longer than customer credit by 18 days. Overall, WCR represents 38 days of revenue, i.e. 4.3 M€ to permanently finance. Over 2016-2024, WCR increased by +69%, requiring additional financing.
4 283 928 €
36 j
54 j
0 j
38 j
Based on 209 transactions of similar company sales (all years), the value of UNION D'EXPERTS is estimated at 21 096 922 € (range 6 518 994€ - 43 397 576€). The price/revenue ratio is 0.87x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 209 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare UNION D'EXPERTS with other companies in the same sector:
Voir toutes les statistiques du secteur Évaluation des risques et dommages
The revenue of UNION D'EXPERTS in 2024 is 40.5 M€.
Yes, UNION D'EXPERTS generated a net profit of 34 k€ in 2024.
The headquarters of UNION D'EXPERTS is located in SAINT-AVERTIN (37550), in the department Indre-et-Loire.
The tax return of UNION D'EXPERTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
UNION D'EXPERTS operates in the sector Évaluation des risques et dommages (NAF code 66.21Z). See the 'Sector positioning' section above to compare the company with its competitors.