UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE : revenue, balance sheet and financial ratios

UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE is a French company founded 25 years ago, specialized in the sector Activités de soutien aux cultures. Based in DUCOS (97224), this company of category PME shows in 2024 a revenue of 151.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE (SIREN 434868030)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 151 475 724 € 148 339 259 € 156 824 264 € 134 720 847 € 128 693 449 € 147 748 416 € 123 519 151 € 105 525 224 € 163 051 267 €
Net income 1 242 747 € -106 090 € -195 814 € 1 849 393 € 1 075 308 € 718 337 € 718 717 € 611 295 € 657 186 €
EBITDA 1 146 769 € -435 121 € 77 178 € 752 733 € 673 623 € 984 444 € 1 047 825 € 256 951 € 696 770 €
Net margin 0.8% -0.1% -0.1% 1.4% 0.8% 0.5% 0.6% 0.6% 0.4%

Revenue and income statement

In 2024, UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE achieves revenue of 151.5 M€. Activity remains stable over the period (CAGR: -0.9%). Vs 2023: +2%. After deducting consumption (125.0 M€), gross margin stands at 26.5 M€, i.e. a rate of 17%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.1 M€, representing 0.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.2 M€, i.e. 0.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

151 475 724 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

26 507 522 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 146 769 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

340 758 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 242 747 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0.8%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 49%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

48.99%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

44.409%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.523%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.437

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.6%

Solvency indicators evolution
UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE

Sector positioning

Debt ratio
48.99 2024
2022
2023
2024
Q1: 22.12
Med: 130.61
Q3: 377.99
Good

In 2024, the debt ratio of UNION DES PRODUCTEURS DE ... (48.99) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
44.41% 2024
2022
2023
2024
Q1: 10.98%
Med: 27.37%
Q3: 48.44%
Good

In 2024, the financial autonomy of UNION DES PRODUCTEURS DE ... (44.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.44 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 2.02 years
Q3: 4.49 years
Average -21 pts over 3 years

In 2024, the repayment capacity of UNION DES PRODUCTEURS DE ... (2.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 179.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 111.5x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

179.077

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

111.456

Liquidity indicators evolution
UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE

Sector positioning

Liquidity ratio
179.08 2024
2022
2023
2024
Q1: 107.3
Med: 189.85
Q3: 351.98
Average -8 pts over 3 years

In 2024, the liquidity ratio of UNION DES PRODUCTEURS DE ... (179.08) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
111.46x 2024
2022
2023
2024
Q1: 0.0x
Med: 3.46x
Q3: 9.34x
Excellent

In 2024, the interest coverage of UNION DES PRODUCTEURS DE ... (111.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. Favorable situation: supplier credit is longer than customer credit by 15 days. Inventory turnover is 5 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 72 days of revenue, i.e. 30.3 M€ to permanently finance. Over 2016-2024, WCR increased by +107%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

30 281 512 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

3 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

18 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

5 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

72 j

WCR and payment terms evolution
UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE

Positioning of UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE in its sector

Comparison with sector Activités de soutien aux cultures

Valuation estimate

Based on 50 transactions of similar company sales (all years), the value of UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE is estimated at 18 681 559 € (range 6 169 955€ - 34 552 004€). With an EBITDA of 1 146 769€, the sector multiple of 2.7x is applied. The price/revenue ratio is 0.37x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
50 tx
6169k€ 18681k€ 34552k€
18 681 559 € Range: 6 169 955€ - 34 552 004€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 146 769 € × 2.7x
Estimation 3 138 817 €
1 168 311€ - 4 913 317€
Revenue Multiple 30%
151 475 724 € × 0.37x
Estimation 55 577 871 €
17 950 639€ - 102 684 250€
Net Income Multiple 20%
1 242 747 € × 1.8x
Estimation 2 193 949 €
1 003 042€ - 6 450 352€
How is this estimate calculated?

This estimate is based on the analysis of 50 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités de soutien aux cultures)

Compare UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités de soutien aux cultures

Frequently asked questions about UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE

What is the revenue of UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE ?

The revenue of UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE in 2024 is 151.5 M€.

Is UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE profitable?

Yes, UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE generated a net profit of 1.2 M€ in 2024.

Where is the headquarters of UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE ?

The headquarters of UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE is located in DUCOS (97224), in the department Martinique.

Where to find the tax return of UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE ?

The tax return of UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE operate?

UNION DES PRODUCTEURS DE BANANE DE LA MARTINIQUE operates in the sector Activités de soutien aux cultures (NAF code 01.61Z). See the 'Sector positioning' section above to compare the company with its competitors.