UNION DE COOP AGRICOLES MARNE ET AUBE : revenue, balance sheet and financial ratios

UNION DE COOP AGRICOLES MARNE ET AUBE is a French company founded 126 years ago, specialized in the sector Entreposage et stockage non frigorifique. Based in ESTERNAY (51310), this company of category PME shows in 2024 a revenue of 240 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UNION DE COOP AGRICOLES MARNE ET AUBE (SIREN 775611981)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 239 957 € 221 660 € 207 050 € N/C 214 123 € 217 929 € N/C 206 320 € N/C
Net income 147 € 153 € 112 € 90 € 215 € 0 € 120 € 115 € 73 € 44 €
EBITDA -160 396 € 87 213 € 82 223 € 73 620 € -127 121 € 77 346 € 84 556 € -124 648 € 83 295 € N/C
Net margin N/C 0.1% 0.1% 0.0% N/C 0.0% 0.1% N/C 0.0% N/C

Revenue and income statement

In 2025, UNION DE COOP AGRICOLES MARNE ET AUBE generates positive net income of 147 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 44 € -> 147 €.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-160 396 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

7 722 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

147 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 90%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

89.927%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

43.635%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.518

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

7.7%

Solvency indicators evolution
UNION DE COOP AGRICOLES MARNE ET AUBE

Sector positioning

Debt ratio
89.93 2025
2023
2024
2025
Q1: 0.36
Med: 41.05
Q3: 94.7
Average

In 2025, the debt ratio of UNION DE COOP AGRICOLES M... (89.93) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
43.63% 2025
2023
2024
2025
Q1: 17.83%
Med: 37.48%
Q3: 58.98%
Good

In 2025, the financial autonomy of UNION DE COOP AGRICOLES M... (43.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.52 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 1.0 years
Q3: 5.18 years
Average -16 pts over 3 years

In 2025, the repayment capacity of UNION DE COOP AGRICOLES M... (2.52) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 365.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

365.983

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-4.814

Liquidity indicators evolution
UNION DE COOP AGRICOLES MARNE ET AUBE

Sector positioning

Liquidity ratio
365.98 2025
2023
2024
2025
Q1: 108.74
Med: 185.86
Q3: 322.43
Excellent

In 2025, the liquidity ratio of UNION DE COOP AGRICOLES M... (365.98) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-4.81x 2025
2023
2024
2025
Q1: 0.0x
Med: 2.99x
Q3: 12.05x
Watch -49 pts over 3 years

In 2025, the interest coverage of UNION DE COOP AGRICOLES M... (-4.8x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 74 days. Excellent situation: suppliers finance 74 days of the operating cycle (retail model).

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

74 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
UNION DE COOP AGRICOLES MARNE ET AUBE

Positioning of UNION DE COOP AGRICOLES MARNE ET AUBE in its sector

Comparison with sector Entreposage et stockage non frigorifique

Valuation estimate

Based on 77 transactions of similar company sales (all years), the value of UNION DE COOP AGRICOLES MARNE ET AUBE is estimated at 175 € (range 63€ - 657€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
77 tx
0k€ 0k€ 0k€
175 € Range: 63€ - 657€
NAF 5 all-time

Valuation method used

Net Income Multiple
147 € × 1.2x = 176 €
Range: 64€ - 657€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entreposage et stockage non frigorifique)

Compare UNION DE COOP AGRICOLES MARNE ET AUBE with other companies in the same sector:

Voir toutes les statistiques du secteur Entreposage et stockage non frigorifique

Frequently asked questions about UNION DE COOP AGRICOLES MARNE ET AUBE

What is the revenue of UNION DE COOP AGRICOLES MARNE ET AUBE ?

The revenue of UNION DE COOP AGRICOLES MARNE ET AUBE in 2024 is 240 k€.

Is UNION DE COOP AGRICOLES MARNE ET AUBE profitable?

Yes, UNION DE COOP AGRICOLES MARNE ET AUBE generated a net profit of 147€ in 2025.

Where is the headquarters of UNION DE COOP AGRICOLES MARNE ET AUBE ?

The headquarters of UNION DE COOP AGRICOLES MARNE ET AUBE is located in ESTERNAY (51310), in the department Marne.

Where to find the tax return of UNION DE COOP AGRICOLES MARNE ET AUBE ?

The tax return of UNION DE COOP AGRICOLES MARNE ET AUBE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UNION DE COOP AGRICOLES MARNE ET AUBE operate?

UNION DE COOP AGRICOLES MARNE ET AUBE operates in the sector Entreposage et stockage non frigorifique (NAF code 52.10B). See the 'Sector positioning' section above to compare the company with its competitors.