Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

UNION DE BANQUES ARABES ET FRANCAISES : revenue, balance sheet and financial ratios

UNION DE BANQUES ARABES ET FRANCAISES is a French company founded 126 years ago, specialized in the sector Autres intermédiations monétaires. Based in COURBEVOIE (92400), this company of category PME shows in 2020 a net income positive of 119 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UNION DE BANQUES ARABES ET FRANCAISES (SIREN 702027178)
Indicator 2020 2019 2018 2017
Revenue N/C N/C N/C N/C
Net income 119 000 € -12 887 000 € 1 015 000 € 4 006 000 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2020, UNION DE BANQUES ARABES ET FRANCAISES generates positive net income of 119 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2020: 4.0 M€ -> 119 k€.

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-138 000 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

119 000 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.063%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
UNION DE BANQUES ARABES ET FRANCAISES

Sector positioning

Debt ratio
0.0 2020
2018
2019
2020
Q1: 0.0
Med: 17.08
Q3: 224.91
Excellent

In 2020, the debt ratio of UNION DE BANQUES ARABES E... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
17.06% 2020
2018
2019
2020
Q1: 4.83%
Med: 14.38%
Q3: 57.4%
Good

In 2020, the financial autonomy of UNION DE BANQUES ARABES E... (17.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.0 years
Q3: 6.04 years
Excellent

In 2020, the repayment capacity of UNION DE BANQUES ARABES E... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Positioning of UNION DE BANQUES ARABES ET FRANCAISES in its sector

Comparison with sector Autres intermédiations monétaires

Valuation estimate

Based on 214 transactions of similar company sales in 2020, the value of UNION DE BANQUES ARABES ET FRANCAISES is estimated at 1 130 435 € (range 358 631€ - 1 917 615€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
214 transactions
358k€ 1130k€ 1917k€
1 130 435 € Range: 358 631€ - 1 917 615€
Section année 2020 Aggregated at NAF section level

Valuation method used

Net Income Multiple
119 000 € × 9.5x = 1 130 436 €
Range: 358 631€ - 1 917 616€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 214 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres intermédiations monétaires)

Compare UNION DE BANQUES ARABES ET FRANCAISES with other companies in the same sector:

Voir toutes les statistiques du secteur Autres intermédiations monétaires

Frequently asked questions about UNION DE BANQUES ARABES ET FRANCAISES

What is the revenue of UNION DE BANQUES ARABES ET FRANCAISES ?

The revenue of UNION DE BANQUES ARABES ET FRANCAISES is not publicly disclosed (confidential accounts filed with INPI).

Is UNION DE BANQUES ARABES ET FRANCAISES profitable?

Yes, UNION DE BANQUES ARABES ET FRANCAISES generated a net profit of 119 k€ in 2020.

Where is the headquarters of UNION DE BANQUES ARABES ET FRANCAISES ?

The headquarters of UNION DE BANQUES ARABES ET FRANCAISES is located in COURBEVOIE (92400), in the department Hauts-de-Seine.

Where to find the tax return of UNION DE BANQUES ARABES ET FRANCAISES ?

The tax return of UNION DE BANQUES ARABES ET FRANCAISES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UNION DE BANQUES ARABES ET FRANCAISES operate?

UNION DE BANQUES ARABES ET FRANCAISES operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.