UNION BANANIERE AFRICAINE : revenue, balance sheet and financial ratios

UNION BANANIERE AFRICAINE is a French company founded 34 years ago, specialized in the sector Autres activités de soutien aux entreprises n.c.a.. Based in MARSEILLE (13014), this company of category ETI shows in 2023 a revenue of 3.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UNION BANANIERE AFRICAINE (SIREN 384026878)
Indicator 2024 2023 2022 2020 2019 2018 2017 2016
Revenue N/C 3 384 111 € 3 407 720 € 2 918 125 € 2 661 791 € 2 833 760 € 2 874 222 € 3 080 648 €
Net income 39 149 € 37 998 € 19 035 € 23 639 € 26 328 € 71 017 € 52 189 € 103 125 €
EBITDA N/C 22 474 € 27 746 € 4 439 € 13 895 € 71 538 € 38 558 € 140 545 €
Net margin N/C 1.1% 0.6% 0.8% 1.0% 2.5% 1.8% 3.3%

Revenue and income statement

In 2024, UNION BANANIERE AFRICAINE generates positive net income of 39 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 103 k€ -> 39 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

39 149 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.002%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

57.24%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

41.5%

Solvency indicators evolution
UNION BANANIERE AFRICAINE

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.0
Med: 5.61
Q3: 47.03
Excellent

In 2024, the debt ratio of UNION BANANIERE AFRICAINE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
57.24% 2024
2022
2023
2024
Q1: 6.21%
Med: 32.46%
Q3: 67.88%
Good

In 2024, the financial autonomy of UNION BANANIERE AFRICAINE (57.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2023
2022
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 1.3 years
Excellent

In 2023, the repayment capacity of UNION BANANIERE AFRICAINE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 224.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

224.145

Liquidity indicators evolution
UNION BANANIERE AFRICAINE

Sector positioning

Liquidity ratio
224.15 2024
2022
2023
2024
Q1: 120.11
Med: 218.14
Q3: 571.7
Good

In 2024, the liquidity ratio of UNION BANANIERE AFRICAINE (224.15) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.46x 2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 1.32x
Good

In 2023, the interest coverage of UNION BANANIERE AFRICAINE (0.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
UNION BANANIERE AFRICAINE

Positioning of UNION BANANIERE AFRICAINE in its sector

Comparison with sector Autres activités de soutien aux entreprises n.c.a.

Valuation estimate

Based on 131 transactions of similar company sales (all years), the value of UNION BANANIERE AFRICAINE is estimated at 129 787 € (range 38 827€ - 382 127€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
131 transactions
38k€ 129k€ 382k€
129 787 € Range: 38 827€ - 382 127€
NAF 5 all-time

Valuation method used

Net Income Multiple
39 149 € × 3.3x = 129 787 €
Range: 38 827€ - 382 128€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 131 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités de soutien aux entreprises n.c.a.)

Compare UNION BANANIERE AFRICAINE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités de soutien aux entreprises n.c.a.

Frequently asked questions about UNION BANANIERE AFRICAINE

What is the revenue of UNION BANANIERE AFRICAINE ?

The revenue of UNION BANANIERE AFRICAINE in 2023 is 3.4 M€.

Is UNION BANANIERE AFRICAINE profitable?

Yes, UNION BANANIERE AFRICAINE generated a net profit of 39 k€ in 2024.

Where is the headquarters of UNION BANANIERE AFRICAINE ?

The headquarters of UNION BANANIERE AFRICAINE is located in MARSEILLE (13014), in the department Bouches-du-Rhone.

Where to find the tax return of UNION BANANIERE AFRICAINE ?

The tax return of UNION BANANIERE AFRICAINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UNION BANANIERE AFRICAINE operate?

UNION BANANIERE AFRICAINE operates in the sector Autres activités de soutien aux entreprises n.c.a. (NAF code 82.99Z). See the 'Sector positioning' section above to compare the company with its competitors.