Employees: 03 (2023.0)Legal category: SCA (commandite par actions)Size: ETICreation date: 2016-05-27 (9 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: ANGERS (49100), Maine-et-Loire
UNICIA PATRIMOINE : revenue, balance sheet and financial ratios
UNICIA PATRIMOINE is a French company
founded 9 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in ANGERS (49100),
this company of category ETI
shows in 2018 a revenue of 677 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - UNICIA PATRIMOINE (SIREN 820751915)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
677 470 €
930 053 €
445 091 €
Net income
1 260 309 €
1 159 164 €
1 236 443 €
1 084 988 €
481 379 €
804 899 €
405 907 €
551 685 €
277 883 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
591 513 €
823 467 €
418 183 €
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
59.9%
59.3%
62.4%
Revenue and income statement
In 2024, UNICIA PATRIMOINE generates positive net income of 1.3 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 278 k€ -> 1.3 M€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
1 260 309 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.476%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
70.025%
Solvency indicators evolution UNICIA PATRIMOINE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
37.963
7.847
38.747
9.922
33.683
262.927
11.135
0.307
0.476
Financial autonomy
52.879
79.078
70.683
79.853
71.559
23.957
83.983
79.672
70.025
Repayment capacity
0.544
0.138
0.786
None
None
None
None
None
None
Cash flow / Revenue
62.433%
59.346%
60.049%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
0.482024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Good-20 pts over 3 years
In 2024, the debt ratio of UNICIA PATRIMOINE (0.48) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
70.03%2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good-6 pts over 3 years
In 2024, the financial autonomy of UNICIA PATRIMOINE (70.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 248.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
248.895
Liquidity indicators evolution UNICIA PATRIMOINE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
205.886
415.772
2102.121
444.873
704.141
553.676
983.437
343.368
248.895
Interest coverage
0.33
0.147
0.683
None
None
None
None
None
None
Sector positioning
Liquidity ratio
248.92024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good-24 pts over 3 years
In 2024, the liquidity ratio of UNICIA PATRIMOINE (248.90) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution UNICIA PATRIMOINE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
153 169 €
40 885 €
211 987 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
234
70
69
0
0
0
0
0
0
Supplier payment term (days)
149
72
52
0
0
0
0
0
0
Positioning of UNICIA PATRIMOINE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of UNICIA PATRIMOINE is estimated at
2 536 585 €
(range 1 199 853€ - 11 581 788€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
1199k€2536k€11581k€
2 536 585 €Range: 1 199 853€ - 11 581 788€
NAF 5 all-time
Valuation method used
Net Income Multiple
1 260 309 €
×
2.0x
=2 536 585 €
Range: 1 199 854€ - 11 581 788€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare UNICIA PATRIMOINE with other companies in the same sector:
Frequently asked questions about UNICIA PATRIMOINE
What is the revenue of UNICIA PATRIMOINE ?
The revenue of UNICIA PATRIMOINE in 2018 is 677 k€.
Is UNICIA PATRIMOINE profitable?
Yes, UNICIA PATRIMOINE generated a net profit of 1.3 M€ in 2024.
Where is the headquarters of UNICIA PATRIMOINE ?
The headquarters of UNICIA PATRIMOINE is located in ANGERS (49100), in the department Maine-et-Loire.
Where to find the tax return of UNICIA PATRIMOINE ?
The tax return of UNICIA PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does UNICIA PATRIMOINE operate?
UNICIA PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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