SIREN : 822650875
UNEXO FINANCEMENT is a French company founded 9 years ago, specialized in the sector Gestion de fonds. Based in SAINT-JACQUES-DE-LA-LANDE (35136), this company of category GE shows in 2024 a revenue of 30 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 29 914 € | 55 643 € | 19 973 € | 46 500 € | 30 000 € | 72 923 € | 216 237 € | 245 000 € |
| Net income | 299 831 € | 245 301 € | 249 981 € | 82 871 € | 315 397 € | 74 684 € | 100 749 € | 10 659 € |
| EBITDA | -788 911 € | -579 892 € | -476 602 € | -508 048 € | -320 625 € | -310 464 € | -125 294 € | -48 478 € |
| Net margin | 1002.3% | 440.8% | 1251.6% | 178.2% | 1051.3% | 102.4% | 46.6% | 4.4% |
In 2024, UNEXO FINANCEMENT achieves revenue of 30 k€. Revenue is declining over the period 2017-2024 (CAGR: -25.9%). Significant drop of -46% vs 2023. After deducting consumption (0 €), gross margin stands at 30 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -789 k€, representing -2637.3% of revenue. Warning negative scissor effect: despite revenue change (-46%), EBITDA varies by -36%, reducing margin by 1595.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 300 k€, i.e. 1002.3% of revenue. This profit can be retained or distributed to shareholders.
29 914 €
29 914 €
-788 911 €
-788 911 €
299 831 €
-2637.3%
The debt ratio (= Financial debt / Equity x 100) stands at 10111%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 633.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1002.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
10110.73%
0.979%
1002.31%
633.786
In 2024, the debt ratio of UNEXO FINANCEMENT (10110.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of UNEXO FINANCEMENT (1.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of UNEXO FINANCEMENT (633.79) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 6317.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
6317.656
-1011.883
In 2024, the liquidity ratio of UNEXO FINANCEMENT (6317.66) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of UNEXO FINANCEMENT (-1011.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 3 days. Favorable situation: supplier credit is longer than customer credit by 3 days. Overall, WCR represents 138 days of revenue, i.e. 11 k€ to permanently finance. Over 2017-2024, WCR increased by +126%, requiring additional financing.
11 463 €
0 j
3 j
0 j
138 j
Based on 62 transactions of similar company sales
in 2024,
the value of UNEXO FINANCEMENT is estimated at
891 914 €
(range 254 513€ - 1 771 367€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare UNEXO FINANCEMENT with other companies in the same sector:
The revenue of UNEXO FINANCEMENT in 2024 is 30 k€.
Yes, UNEXO FINANCEMENT generated a net profit of 300 k€ in 2024.
The headquarters of UNEXO FINANCEMENT is located in SAINT-JACQUES-DE-LA-LANDE (35136), in the department Ille-et-Vilaine.
The tax return of UNEXO FINANCEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
UNEXO FINANCEMENT operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.