UN TOIT POUR TOUS-DEVELOPPEMENT : revenue, balance sheet and financial ratios

UN TOIT POUR TOUS-DEVELOPPEMENT is a French company founded 34 years ago, specialized in the sector Location de logements. Based in ECHIROLLES (38130), this company of category ETI shows in 2024 a revenue of 2.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UN TOIT POUR TOUS-DEVELOPPEMENT (SIREN 382899714)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 2 231 757 € 2 100 587 € 1 919 623 € 1 871 764 € 1 763 850 € 1 654 969 € 1 544 655 € 1 508 935 €
Net income -56 631 € -154 053 € -129 954 € 50 432 € 84 835 € 19 755 € 161 786 € 153 858 €
EBITDA 533 680 € 511 377 € 382 709 € 466 581 € 478 712 € 388 467 € 436 651 € 466 233 €
Net margin -2.5% -7.3% -6.8% 2.7% 4.8% 1.2% 10.5% 10.2%

Revenue and income statement

In 2024, UN TOIT POUR TOUS-DEVELOPPEMENT achieves revenue of 2.2 M€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.8%. Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 2.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 534 k€, representing 23.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -57 k€ (-2.5% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 231 757 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 231 757 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

533 680 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

263 891 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-56 631 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

23.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 57%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 26.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 28.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

57.395%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

61.828%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

28.865%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

26.718

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

64.0%

Solvency indicators evolution
UN TOIT POUR TOUS-DEVELOPPEMENT

Sector positioning

Debt ratio
57.4 2024
2022
2023
2024
Q1: -230.03
Med: 0.0
Q3: 65.81
Average +10 pts over 3 years

In 2024, the debt ratio of UN TOIT POUR TOUS-DEVELOP... (57.40) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
61.83% 2024
2022
2023
2024
Q1: 0.0%
Med: 8.97%
Q3: 61.89%
Excellent +17 pts over 3 years

In 2024, the financial autonomy of UN TOIT POUR TOUS-DEVELOP... (61.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
26.72 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.2 years
Q3: 16.0 years
Average

In 2024, the repayment capacity of UN TOIT POUR TOUS-DEVELOP... (26.72) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 371.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 68.6x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

371.923

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

68.617

Liquidity indicators evolution
UN TOIT POUR TOUS-DEVELOPPEMENT

Sector positioning

Liquidity ratio
371.92 2024
2022
2023
2024
Q1: 9.77
Med: 137.87
Q3: 789.07
Good +7 pts over 3 years

In 2024, the liquidity ratio of UN TOIT POUR TOUS-DEVELOP... (371.92) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
68.62x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 18.69x
Excellent

In 2024, the interest coverage of UN TOIT POUR TOUS-DEVELOP... (68.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 60 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 177 days. Excellent situation: suppliers finance 117 days of the operating cycle (retail model). Overall, WCR represents 618 days of revenue, i.e. 3.8 M€ to permanently finance. Over 2017-2024, WCR increased by +120%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 829 137 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

60 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

177 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

618 j

WCR and payment terms evolution
UN TOIT POUR TOUS-DEVELOPPEMENT

Positioning of UN TOIT POUR TOUS-DEVELOPPEMENT in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 169 transactions of similar company sales in 2024, the value of UN TOIT POUR TOUS-DEVELOPPEMENT is estimated at 2 542 896 € (range 752 391€ - 4 592 680€). With an EBITDA of 533 680€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
169 transactions
752k€ 2542k€ 4592k€
2 542 896 € Range: 752 391€ - 4 592 680€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
533 680 € × 5.6x
Estimation 2 988 516 €
791 080€ - 5 334 133€
Revenue Multiple 30%
2 231 757 € × 0.81x
Estimation 1 800 197 €
687 912€ - 3 356 927€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare UN TOIT POUR TOUS-DEVELOPPEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about UN TOIT POUR TOUS-DEVELOPPEMENT

What is the revenue of UN TOIT POUR TOUS-DEVELOPPEMENT ?

The revenue of UN TOIT POUR TOUS-DEVELOPPEMENT in 2024 is 2.2 M€.

Is UN TOIT POUR TOUS-DEVELOPPEMENT profitable?

UN TOIT POUR TOUS-DEVELOPPEMENT recorded a net loss in 2024.

Where is the headquarters of UN TOIT POUR TOUS-DEVELOPPEMENT ?

The headquarters of UN TOIT POUR TOUS-DEVELOPPEMENT is located in ECHIROLLES (38130), in the department Isere.

Where to find the tax return of UN TOIT POUR TOUS-DEVELOPPEMENT ?

The tax return of UN TOIT POUR TOUS-DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UN TOIT POUR TOUS-DEVELOPPEMENT operate?

UN TOIT POUR TOUS-DEVELOPPEMENT operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.