SIREN : 909702813
UMR GROUPE is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in SAINT-DENIS (97400), this company of category PME shows in 2024 a revenue of 131 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 131 438 € | 100 927 € | 101 289 € |
| Net income | 3 781 € | -2 791 € | 3 317 € |
| EBITDA | 11 950 € | 2 584 € | 4 824 € |
| Net margin | 2.9% | -2.8% | 3.3% |
In 2024, UMR GROUPE achieves revenue of 131 k€. Over the period 2022-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +13.9%. Vs 2023, growth of +30% (101 k€ -> 131 k€). After deducting consumption (0 €), gross margin stands at 131 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 12 k€, representing 9.1% of revenue. Positive scissor effect: EBITDA margin improves by +6.5 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4 k€, i.e. 2.9% of revenue. This profit can be retained or distributed to shareholders.
131 438 €
131 438 €
11 950 €
11 959 €
3 781 €
9.1%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.165%
85.654%
2.873%
0.714
In 2024, the debt ratio of UMR GROUPE (0.17) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of UMR GROUPE (85.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of UMR GROUPE (0.71) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 74.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 110.7x. Operating income very largely covers interest expenses: high safety margin.
74.033
110.728
In 2024, the liquidity ratio of UMR GROUPE (74.03) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of UMR GROUPE (110.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 394 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 75 days. The gap of 319 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-260 days): operations structurally generate cash. Notable WCR improvement over the period (-22%), freeing up cash.
-94 796 €
394 j
75 j
0 j
-260 j
Based on 62 transactions of similar company sales
in 2024,
the value of UMR GROUPE is estimated at
46 259 €
(range 16 713€ - 109 028€).
With an EBITDA of 11 950€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare UMR GROUPE with other companies in the same sector:
The revenue of UMR GROUPE in 2024 is 131 k€.
Yes, UMR GROUPE generated a net profit of 4 k€ in 2024.
The headquarters of UMR GROUPE is located in SAINT-DENIS (97400), in the department La Reunion.
The tax return of UMR GROUPE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
UMR GROUPE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.