SIREN : 428216444
UGIPS GESTION is a French company founded 26 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CHANTILLY (60500), this company of category GE shows in 2024 a revenue of 27.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 27 430 483 € | 25 949 727 € | 24 454 019 € | 23 842 188 € | 21 577 975 € | 21 830 753 € | 21 763 845 € | 19 606 071 € | 19 079 818 € |
| Net income | 271 690 € | 780 973 € | 303 511 € | -67 825 € | 554 699 € | 417 201 € | 1 382 874 € | 1 594 409 € | 1 398 897 € |
| EBITDA | 1 496 049 € | 2 220 459 € | 1 510 788 € | 1 392 703 € | 2 106 134 € | 1 704 199 € | 2 809 146 € | 2 984 226 € | 2 488 043 € |
| Net margin | 1.0% | 3.0% | 1.2% | -0.3% | 2.6% | 1.9% | 6.4% | 8.1% | 7.3% |
In 2024, UGIPS GESTION achieves revenue of 27.4 M€. Revenue is growing positively over 9 years (CAGR: +4.6%). Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 27.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.5 M€, representing 5.5% of revenue. Warning negative scissor effect: despite revenue change (+6%), EBITDA varies by -33%, reducing margin by 3.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 272 k€, i.e. 1.0% of revenue. This profit can be retained or distributed to shareholders.
27 430 483 €
27 430 483 €
1 496 049 €
898 853 €
271 690 €
5.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.042%
40.992%
3.163%
0.002
35.9%
In 2024, the debt ratio of UGIPS GESTION (0.04) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of UGIPS GESTION (41.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of UGIPS GESTION (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 228.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
228.357
0.0
In 2024, the liquidity ratio of UGIPS GESTION (228.36) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of UGIPS GESTION (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 12 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 18 days. WCR is negative (-49 days): operations structurally generate cash. Notable WCR improvement over the period (-3655%), freeing up cash.
-3 761 268 €
12 j
30 j
0 j
-49 j
Based on 193 transactions of similar company sales (all years), the value of UGIPS GESTION is estimated at 9 099 507 € (range 2 540 149€ - 20 157 633€). With an EBITDA of 1 496 049€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare UGIPS GESTION with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of UGIPS GESTION in 2024 is 27.4 M€.
Yes, UGIPS GESTION generated a net profit of 272 k€ in 2024.
The headquarters of UGIPS GESTION is located in CHANTILLY (60500), in the department Oise.
The tax return of UGIPS GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
UGIPS GESTION operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.