SIREN : 398784645
UGIP ASSURANCES is a French company founded 31 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75015), this company of category ETI shows in 2024 a revenue of 17.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 17 648 740 € | 6 796 020 € | 18 930 609 € | 18 781 243 € | 20 306 322 € | 19 236 112 € | 16 060 690 € | 14 586 702 € | 13 002 975 € |
| Net income | 4 161 233 € | -392 350 € | 2 801 618 € | 2 000 040 € | 2 224 279 € | 1 747 307 € | 1 414 421 € | 1 178 386 € | 831 435 € |
| EBITDA | 5 303 239 € | 94 354 € | 3 435 181 € | 2 877 930 € | 2 016 871 € | 2 115 839 € | 1 499 228 € | 973 115 € | 710 383 € |
| Net margin | 23.6% | -5.8% | 14.8% | 10.6% | 11.0% | 9.1% | 8.8% | 8.1% | 6.4% |
In 2024, UGIP ASSURANCES achieves revenue of 17.6 M€. Revenue is growing positively over 9 years (CAGR: +4.5%). Vs 2023, growth of +160% (6.8 M€ -> 17.6 M€). After deducting consumption (0 €), gross margin stands at 17.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5.3 M€, representing 30.0% of revenue. Positive scissor effect: EBITDA margin improves by +28.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4.2 M€, i.e. 23.6% of revenue. This profit can be retained or distributed to shareholders.
17 648 740 €
17 648 740 €
5 303 239 €
5 238 956 €
4 161 233 €
30.0%
The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 24.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
12.969%
38.861%
24.215%
0.21
65.1%
In 2024, the debt ratio of UGIP ASSURANCES (12.97) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of UGIP ASSURANCES (38.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of UGIP ASSURANCES (0.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 153.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.5x. Danger: operating income does not cover interest charges, unsustainable situation.
153.759
0.451
In 2024, the liquidity ratio of UGIP ASSURANCES (153.76) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of UGIP ASSURANCES (0.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 217 days. Excellent situation: suppliers finance 216 days of the operating cycle (retail model). Overall, WCR represents 13 days of revenue, i.e. 648 k€ to permanently finance. Over 2017-2024, WCR increased by +116%, requiring additional financing.
647 532 €
1 j
217 j
0 j
13 j
Based on 193 transactions of similar company sales (all years), the value of UGIP ASSURANCES is estimated at 10 086 816 € (range 3 072 035€ - 33 707 849€). With an EBITDA of 5 303 239€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare UGIP ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of UGIP ASSURANCES in 2024 is 17.6 M€.
Yes, UGIP ASSURANCES generated a net profit of 4.2 M€ in 2024.
The headquarters of UGIP ASSURANCES is located in PARIS (75015), in the department Paris.
The tax return of UGIP ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
UGIP ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.