SIREN : 878620046
TYR FINANCE is a French company founded 6 years ago, specialized in the sector Activités des sièges sociaux. Based in LOUDEAC (22600), this company of category PME shows in 2022 a revenue of 623 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 |
|---|---|---|---|
| Revenue | 622 970 € | 527 910 € | 337 784 € |
| Net income | 400 203 € | 584 378 € | -18 308 € |
| EBITDA | 27 723 € | 36 343 € | 18 465 € |
| Net margin | 64.2% | 110.7% | -5.4% |
In 2022, TYR FINANCE achieves revenue of 623 k€. Over the period 2020-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +35.8%. Vs 2021, growth of +18% (528 k€ -> 623 k€). After deducting consumption (0 €), gross margin stands at 623 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 28 k€, representing 4.5% of revenue. Warning negative scissor effect: despite revenue change (+18%), EBITDA varies by -24%, reducing margin by 2.4 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 400 k€, i.e. 64.2% of revenue. This profit can be retained or distributed to shareholders.
622 970 €
622 970 €
27 723 €
28 633 €
400 203 €
4.5%
The debt ratio (= Financial debt / Equity x 100) stands at 293%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 64.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
293.137%
24.78%
64.095%
7.13
In 2022, the debt ratio of TYR FINANCE (293.14) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of TYR FINANCE (24.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of TYR FINANCE (7.13) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 755.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 83.4x. Operating income very largely covers interest expenses: high safety margin.
755.047
83.447
In 2022, the liquidity ratio of TYR FINANCE (755.05) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of TYR FINANCE (83.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. The company must finance 2 days of gap between collections and payments. Overall, WCR represents 384 days of revenue, i.e. 664 k€ to permanently finance. Over 2020-2022, WCR increased by +993%, requiring additional financing.
664 341 €
31 j
29 j
0 j
384 j
Based on 107 transactions of similar company sales in 2022, the value of TYR FINANCE is estimated at 671 577 € (range 393 466€ - 1 149 829€). With an EBITDA of 27 723€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 107 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TYR FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of TYR FINANCE in 2022 is 623 k€.
Yes, TYR FINANCE generated a net profit of 400 k€ in 2022.
The headquarters of TYR FINANCE is located in LOUDEAC (22600), in the department Cotes-d'Armor.
The tax return of TYR FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TYR FINANCE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.