TUPPIN MARY AUTOMOBILES BERCK : revenue, balance sheet and financial ratios

TUPPIN MARY AUTOMOBILES BERCK is a French company founded 61 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in BERCK (62600), this company of category ETI shows in 2024 a revenue of 29.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TUPPIN MARY AUTOMOBILES BERCK (SIREN 616520540)
Indicator 2024 2023 2022 2021 2020 2019 2018 2018 2017 2016
Revenue 29 366 797 € 31 294 389 € 26 915 757 € 30 979 880 € 33 274 918 € 46 697 502 € 9 078 607 € 15 625 527 € 32 327 398 € 29 626 524 €
Net income 111 277 € 413 408 € 299 872 € -6 138 € 169 197 € 252 122 € 476 888 € 132 163 € 98 369 € 195 765 €
EBITDA 336 192 € 414 049 € 343 505 € -54 123 € 121 501 € 416 845 € -681 306 € 115 411 € -55 362 € -37 366 €
Net margin 0.4% 1.3% 1.1% -0.0% 0.5% 0.5% 5.3% 0.8% 0.3% 0.7%

Revenue and income statement

In 2024, TUPPIN MARY AUTOMOBILES BERCK achieves revenue of 29.4 M€. Activity remains stable over the period (CAGR: -0.1%). Slight decline of -6% vs 2023. After deducting consumption (25.2 M€), gross margin stands at 4.2 M€, i.e. a rate of 14%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 336 k€, representing 1.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 111 k€, i.e. 0.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

29 366 797 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

4 194 348 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

336 192 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

175 042 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

111 277 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

1.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 38%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Cash flow represents 0.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

38.337%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.445%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.856%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

35.7%

Solvency indicators evolution
TUPPIN MARY AUTOMOBILES BERCK

Sector positioning

Debt ratio
38.34 2024
2022
2023
2024
Q1: 4.08
Med: 38.33
Q3: 127.96
Good +25 pts over 3 years

In 2024, the debt ratio of TUPPIN MARY AUTOMOBILES B... (38.34) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
30.45% 2024
2022
2023
2024
Q1: 10.78%
Med: 27.25%
Q3: 53.06%
Good +8 pts over 3 years

In 2024, the financial autonomy of TUPPIN MARY AUTOMOBILES B... (30.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: -0.37 years
Med: 0.21 years
Q3: 3.53 years
Good +16 pts over 3 years

In 2024, the repayment capacity of TUPPIN MARY AUTOMOBILES B... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 146.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.2x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

146.522

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

19.166

Liquidity indicators evolution
TUPPIN MARY AUTOMOBILES BERCK

Sector positioning

Liquidity ratio
146.52 2024
2022
2023
2024
Q1: 132.93
Med: 200.61
Q3: 386.05
Average +5 pts over 3 years

In 2024, the liquidity ratio of TUPPIN MARY AUTOMOBILES B... (146.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
19.17x 2024
2022
2023
2024
Q1: 0.0x
Med: 2.15x
Q3: 25.1x
Good

In 2024, the interest coverage of TUPPIN MARY AUTOMOBILES B... (19.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 23 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 70 days. Excellent situation: suppliers finance 47 days of the operating cycle (retail model). Inventory turnover is 82 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 117 days of revenue, i.e. 9.5 M€ to permanently finance. Over 2016-2024, WCR increased by +31%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

9 524 533 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

23 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

70 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

82 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

117 j

WCR and payment terms evolution
TUPPIN MARY AUTOMOBILES BERCK

Positioning of TUPPIN MARY AUTOMOBILES BERCK in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2024, the value of TUPPIN MARY AUTOMOBILES BERCK is estimated at 1 742 390 € (range 777 640€ - 3 081 659€). With an EBITDA of 336 192€, the sector multiple of 1.6x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
148 transactions
777k€ 1742k€ 3081k€
1 742 390 € Range: 777 640€ - 3 081 659€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
336 192 € × 1.6x
Estimation 542 354 €
201 820€ - 807 504€
Revenue Multiple 30%
29 366 797 € × 0.16x
Estimation 4 710 512 €
2 151 360€ - 8 311 727€
Net Income Multiple 20%
111 277 € × 2.6x
Estimation 290 301 €
156 613€ - 921 950€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare TUPPIN MARY AUTOMOBILES BERCK with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about TUPPIN MARY AUTOMOBILES BERCK

What is the revenue of TUPPIN MARY AUTOMOBILES BERCK ?

The revenue of TUPPIN MARY AUTOMOBILES BERCK in 2024 is 29.4 M€.

Is TUPPIN MARY AUTOMOBILES BERCK profitable?

Yes, TUPPIN MARY AUTOMOBILES BERCK generated a net profit of 111 k€ in 2024.

Where is the headquarters of TUPPIN MARY AUTOMOBILES BERCK ?

The headquarters of TUPPIN MARY AUTOMOBILES BERCK is located in BERCK (62600), in the department Pas-de-Calais.

Where to find the tax return of TUPPIN MARY AUTOMOBILES BERCK ?

The tax return of TUPPIN MARY AUTOMOBILES BERCK is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TUPPIN MARY AUTOMOBILES BERCK operate?

TUPPIN MARY AUTOMOBILES BERCK operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.