TRIGONE FINANCES : revenue, balance sheet and financial ratios

TRIGONE FINANCES is a French company founded 21 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques . Based in SAINT-ETIENNE (42100), this company of category PME shows in 2023 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TRIGONE FINANCES (SIREN 453989790)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue N/C N/C 1 423 643 € N/C N/C N/C 1 286 954 € N/C 1 228 450 €
Net income 202 816 € 194 996 € 324 908 € 337 898 € 196 726 € 433 292 € 305 645 € 251 964 € 223 556 €
EBITDA N/C N/C 215 345 € N/C N/C N/C 268 072 € N/C 147 018 €
Net margin N/C N/C 22.8% N/C N/C N/C 23.7% N/C 18.2%

Revenue and income statement

In 2025, TRIGONE FINANCES generates positive net income of 203 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 224 k€ -> 203 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

202 816 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 78%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

77.97%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.3%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

69.8%

Solvency indicators evolution
TRIGONE FINANCES

Sector positioning

Debt ratio
77.97 2025
2023
2024
2025
Q1: 1.13
Med: 13.07
Q3: 49.22
Watch +11 pts over 3 years

In 2025, the debt ratio of TRIGONE FINANCES (77.97) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
41.3% 2025
2023
2024
2025
Q1: 20.2%
Med: 47.03%
Q3: 64.7%
Average -15 pts over 3 years

In 2025, the financial autonomy of TRIGONE FINANCES (41.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.99 years 2023
2023
Q1: 0.0 years
Med: 0.05 years
Q3: 2.2 years
Average

In 2023, the repayment capacity of TRIGONE FINANCES (0.99) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 238.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

238.663

Liquidity indicators evolution
TRIGONE FINANCES

Sector positioning

Liquidity ratio
238.66 2025
2023
2024
2025
Q1: 159.6
Med: 237.67
Q3: 459.69
Good +13 pts over 3 years

In 2025, the liquidity ratio of TRIGONE FINANCES (238.66) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
5.59x 2023
2023
Q1: 0.0x
Med: 0.5x
Q3: 6.64x
Good

In 2023, the interest coverage of TRIGONE FINANCES (5.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
TRIGONE FINANCES

Positioning of TRIGONE FINANCES in its sector

Comparison with sector Commerce de gros (commerce interentreprises) d'autres biens domestiques

Valuation estimate

Based on 145 transactions of similar company sales (all years), the value of TRIGONE FINANCES is estimated at 673 538 € (range 135 411€ - 1 204 329€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
145 transactions
135k€ 673k€ 1204k€
673 538 € Range: 135 411€ - 1 204 329€
NAF 5 all-time

Valuation method used

Net Income Multiple
202 816 € × 3.3x = 673 539 €
Range: 135 412€ - 1 204 330€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 145 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) d'autres biens domestiques )

Compare TRIGONE FINANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'autres biens domestiques

Frequently asked questions about TRIGONE FINANCES

What is the revenue of TRIGONE FINANCES ?

The revenue of TRIGONE FINANCES in 2023 is 1.4 M€.

Is TRIGONE FINANCES profitable?

Yes, TRIGONE FINANCES generated a net profit of 203 k€ in 2025.

Where is the headquarters of TRIGONE FINANCES ?

The headquarters of TRIGONE FINANCES is located in SAINT-ETIENNE (42100), in the department Loire.

Where to find the tax return of TRIGONE FINANCES ?

The tax return of TRIGONE FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TRIGONE FINANCES operate?

TRIGONE FINANCES operates in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques (NAF code 46.49Z). See the 'Sector positioning' section above to compare the company with its competitors.