SIREN : 844393819
TOP FINANCIERE N is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in LYON (69007), this company of category ETI shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 1 302 336 € | 1 038 062 € | 1 084 951 € | 1 072 067 € | 1 103 332 € | 813 775 € | N/C |
| Net income | 9 861 528 € | 6 024 497 € | 7 128 127 € | 5 161 940 € | 3 092 941 € | -660 006 € | 0 € |
| EBITDA | -974 451 € | -917 657 € | -989 921 € | -696 452 € | -1 096 194 € | -439 567 € | N/C |
| Net margin | 757.2% | 580.4% | 657.0% | 481.5% | 280.3% | -81.1% | N/C |
In 2024, TOP FINANCIERE N achieves revenue of 1.3 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.9%. Vs 2023, growth of +25% (1.0 M€ -> 1.3 M€). After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -974 k€, representing -74.8% of revenue. Positive scissor effect: EBITDA margin improves by +13.6 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 9.9 M€, i.e. 757.2% of revenue. This profit can be retained or distributed to shareholders.
1 302 336 €
1 302 336 €
-974 451 €
-1 043 933 €
9 861 528 €
-74.8%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 85%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 758.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
16.619%
85.401%
758.417%
9.833
In 2024, the debt ratio of TOP FINANCIERE N (16.62) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of TOP FINANCIERE N (85.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of TOP FINANCIERE N (9.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 593.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
593.981
-765.81
In 2024, the liquidity ratio of TOP FINANCIERE N (593.98) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of TOP FINANCIERE N (-765.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 87 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 235 days. Excellent situation: suppliers finance 148 days of the operating cycle (retail model). Overall, WCR represents 3045 days of revenue, i.e. 11.0 M€ to permanently finance.
11 016 825 €
87 j
235 j
0 j
3045 j
Based on 62 transactions of similar company sales
in 2024,
the value of TOP FINANCIERE N is estimated at
29 393 501 €
(range 8 401 120€ - 58 422 737€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TOP FINANCIERE N with other companies in the same sector:
The revenue of TOP FINANCIERE N in 2024 is 1.3 M€.
Yes, TOP FINANCIERE N generated a net profit of 9.9 M€ in 2024.
The headquarters of TOP FINANCIERE N is located in LYON (69007), in the department Rhone.
The tax return of TOP FINANCIERE N is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TOP FINANCIERE N operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.