SIREN : 880339965
TOOLS & STONE is a French company founded 6 years ago, specialized in the sector Courtage de valeurs mobilières et de marchandises. Based in GARIDECH ([ND]), this company of category PME shows in 2020 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 |
|---|---|
| Revenue | 2 038 509 € |
| Net income | 45 911 € |
| EBITDA | 57 347 € |
| Net margin | 2.3% |
In 2020, TOOLS & STONE achieves revenue of 2.0 M€. After deducting consumption (1.7 M€), gross margin stands at 299 k€, i.e. a rate of 15%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 57 k€, representing 2.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 46 k€, i.e. 2.3% of revenue. This profit can be retained or distributed to shareholders.
2 038 509 €
299 156 €
57 347 €
56 614 €
45 911 €
2.8%
The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
6.7%
4.609%
2.28%
0.066
83.0%
In 2020, the debt ratio of TOOLS & STONE (6.70) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of TOOLS & STONE (4.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of TOOLS & STONE (0.07) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 104.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
104.879
0.0
In 2020, the liquidity ratio of TOOLS & STONE (104.88) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2020, the interest coverage of TOOLS & STONE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 99 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 99 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-29 days): operations structurally generate cash.
-162 061 €
99 j
0 j
0 j
-29 j
Based on 109 transactions of similar company sales (all years), the value of TOOLS & STONE is estimated at 298 181 € (range 132 970€ - 680 837€). With an EBITDA of 57 347€, the sector multiple of 2.9x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TOOLS & STONE with other companies in the same sector:
Voir toutes les statistiques du secteur Courtage de valeurs mobilières et de marchandises
The revenue of TOOLS & STONE in 2020 is 2.0 M€.
Yes, TOOLS & STONE generated a net profit of 46 k€ in 2020.
The headquarters of TOOLS & STONE is located in GARIDECH ([ND]).
The tax return of TOOLS & STONE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TOOLS & STONE operates in the sector Courtage de valeurs mobilières et de marchandises (NAF code 66.12Z). See the 'Sector positioning' section above to compare the company with its competitors.