TOLERIE CARROSSERIE PEINTURE LORIENT : revenue, balance sheet and financial ratios

TOLERIE CARROSSERIE PEINTURE LORIENT is a French company founded 21 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in SAINT BARTHELEMY (97133), this company of category PME shows in 2020 a revenue of 341 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TOLERIE CARROSSERIE PEINTURE LORIENT (SIREN 482978301)
Indicator 2020 2019 2018
Revenue 340 917 € 409 486 € 425 004 €
Net income 20 924 € 34 184 € 81 185 €
EBITDA 25 642 € 56 700 € 90 812 €
Net margin 6.1% 8.3% 19.1%

Revenue and income statement

In 2020, TOLERIE CARROSSERIE PEINTURE LORIENT achieves revenue of 341 k€. Revenue is declining over the period 2018-2020 (CAGR: -10.4%). Significant drop of -17% vs 2019. After deducting consumption (83 k€), gross margin stands at 258 k€, i.e. a rate of 76%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 26 k€, representing 7.5% of revenue. Warning negative scissor effect: despite revenue change (-17%), EBITDA varies by -55%, reducing margin by 6.3 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 21 k€, i.e. 6.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

340 917 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

258 065 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

25 642 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

13 933 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

20 924 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

7.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 68%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

12.629%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

67.618%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

9.611%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.732

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

15.3%

Solvency indicators evolution
TOLERIE CARROSSERIE PEINTURE LORIENT

Sector positioning

Debt ratio
12.63 2020
2018
2019
2020
Q1: 6.22
Med: 41.13
Q3: 127.25
Good -42 pts over 3 years

In 2020, the debt ratio of TOLERIE CARROSSERIE PEINT... (12.63) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
67.62% 2020
2018
2019
2020
Q1: 17.47%
Med: 39.22%
Q3: 59.06%
Excellent +20 pts over 3 years

In 2020, the financial autonomy of TOLERIE CARROSSERIE PEINT... (67.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.73 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.47 years
Q3: 3.32 years
Average -8 pts over 3 years

In 2020, the repayment capacity of TOLERIE CARROSSERIE PEINT... (0.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 383.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

382.998

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
TOLERIE CARROSSERIE PEINTURE LORIENT

Sector positioning

Liquidity ratio
383.0 2020
2018
2019
2020
Q1: 139.55
Med: 214.86
Q3: 320.25
Excellent

In 2020, the liquidity ratio of TOLERIE CARROSSERIE PEINT... (383.00) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.22x
Q3: 3.12x
Average

In 2020, the interest coverage of TOLERIE CARROSSERIE PEINT... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 26 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 44 days. Favorable situation: supplier credit is longer than customer credit by 18 days. Inventory turnover is 20 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 48 days of revenue, i.e. 45 k€ to permanently finance. Over 2018-2020, WCR increased by +23%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

45 158 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

26 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

44 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

20 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

48 j

WCR and payment terms evolution
TOLERIE CARROSSERIE PEINTURE LORIENT

Positioning of TOLERIE CARROSSERIE PEINTURE LORIENT in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 104 transactions of similar company sales in 2020, the value of TOLERIE CARROSSERIE PEINTURE LORIENT is estimated at 85 022 € (range 37 062€ - 159 878€). With an EBITDA of 25 642€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.26x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
104 transactions
37k€ 85k€ 159k€
85 022 € Range: 37 062€ - 159 878€
NAF 5 année 2020

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
25 642 € × 3.4x
Estimation 86 318 €
33 642€ - 160 977€
Revenue Multiple 30%
340 917 € × 0.26x
Estimation 87 334 €
46 371€ - 129 764€
Net Income Multiple 20%
20 924 € × 3.7x
Estimation 78 315 €
31 649€ - 202 303€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 104 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare TOLERIE CARROSSERIE PEINTURE LORIENT with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about TOLERIE CARROSSERIE PEINTURE LORIENT

What is the revenue of TOLERIE CARROSSERIE PEINTURE LORIENT ?

The revenue of TOLERIE CARROSSERIE PEINTURE LORIENT in 2020 is 341 k€.

Is TOLERIE CARROSSERIE PEINTURE LORIENT profitable?

Yes, TOLERIE CARROSSERIE PEINTURE LORIENT generated a net profit of 21 k€ in 2020.

Where is the headquarters of TOLERIE CARROSSERIE PEINTURE LORIENT ?

The headquarters of TOLERIE CARROSSERIE PEINTURE LORIENT is located in SAINT BARTHELEMY (97133), in the department Guadeloupe.

Where to find the tax return of TOLERIE CARROSSERIE PEINTURE LORIENT ?

The tax return of TOLERIE CARROSSERIE PEINTURE LORIENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TOLERIE CARROSSERIE PEINTURE LORIENT operate?

TOLERIE CARROSSERIE PEINTURE LORIENT operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.