SIREN : 808998561
TOI & MOI is a French company founded 11 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in ARRAS (62000), this company of category PME shows in 2021 a revenue of 330 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|
| Revenue | 329 619 € | 310 602 € | 402 858 € | 406 173 € | 358 804 € | 208 245 € |
| Net income | 55 062 € | 44 475 € | 50 857 € | 73 669 € | 84 792 € | 70 171 € |
| EBITDA | 61 872 € | 56 451 € | 69 433 € | 105 090 € | 121 398 € | 97 944 € |
| Net margin | 16.7% | 14.3% | 12.6% | 18.1% | 23.6% | 33.7% |
In 2021, TOI & MOI achieves revenue of 330 k€. Over the period 2015-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +8.0%. Vs 2020: +6%. After deducting consumption (181 k€), gross margin stands at 149 k€, i.e. a rate of 45%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 62 k€, representing 18.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 55 k€, i.e. 16.7% of revenue. This profit can be retained or distributed to shareholders.
329 619 €
148 891 €
61 872 €
58 408 €
55 062 €
17.1%
The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 16.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
35.834%
59.454%
15.973%
1.73
22.8%
In 2021, the debt ratio of TOI & MOI (35.83) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of TOI & MOI (59.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2021, the repayment capacity of TOI & MOI (1.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 507.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
507.707
0.328
In 2021, the liquidity ratio of TOI & MOI (507.71) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of TOI & MOI (0.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16 days. Favorable situation: supplier credit is longer than customer credit by 14 days. Inventory turnover is 24 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-55 days): operations structurally generate cash. Notable WCR improvement over the period (-185%), freeing up cash.
-50 517 €
2 j
16 j
24 j
-55 j
Based on 96 transactions of similar company sales
in 2021,
the value of TOI & MOI is estimated at
209 560 €
(range 71 852€ - 495 768€).
With an EBITDA of 61 872€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.37x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 96 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TOI & MOI with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé
The revenue of TOI & MOI in 2021 is 330 k€.
Yes, TOI & MOI generated a net profit of 55 k€ in 2021.
The headquarters of TOI & MOI is located in ARRAS (62000), in the department Pas-de-Calais.
The tax return of TOI & MOI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TOI & MOI operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.