SIREN : 879940054
TMC FINANCE ESTATE is a French company founded 6 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in LILLE (59000), this company of category PME shows in 2022 a revenue of 5.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 |
|---|---|
| Revenue | 5 492 023 € |
| Net income | 463 815 € |
| EBITDA | 768 146 € |
| Net margin | 8.4% |
In 2022, TMC FINANCE ESTATE achieves revenue of 5.5 M€. After deducting consumption (3.4 M€), gross margin stands at 2.1 M€, i.e. a rate of 37%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 768 k€, representing 14.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 464 k€, i.e. 8.4% of revenue. This profit can be retained or distributed to shareholders.
5 492 023 €
2 056 740 €
768 146 €
768 147 €
463 815 €
14.0%
The debt ratio (= Financial debt / Equity x 100) stands at 955%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
955.037%
6.559%
8.445%
2.672
In 2022, the debt ratio of TMC FINANCE ESTATE (955.04) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of TMC FINANCE ESTATE (6.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of TMC FINANCE ESTATE (2.67) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 322.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.6x. Operating income very largely covers interest expenses: high safety margin.
322.63
6.599
In 2022, the liquidity ratio of TMC FINANCE ESTATE (322.63) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of TMC FINANCE ESTATE (6.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 138 days. Excellent situation: suppliers finance 137 days of the operating cycle (retail model). Inventory turnover is 77 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 89 days of revenue, i.e. 1.4 M€ to permanently finance.
1 359 056 €
1 j
138 j
77 j
89 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 1 430 770€ to 7 008 452€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TMC FINANCE ESTATE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of TMC FINANCE ESTATE in 2022 is 5.5 M€.
Yes, TMC FINANCE ESTATE generated a net profit of 464 k€ in 2022.
The headquarters of TMC FINANCE ESTATE is located in LILLE (59000), in the department Nord.
The tax return of TMC FINANCE ESTATE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TMC FINANCE ESTATE operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.