SIREN : 440011468
TISSERANT ASSURANCES is a French company founded 24 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LYON (69007), this company of category PME shows in 2024 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 506 880 € | 1 385 366 € | 1 291 084 € | 1 404 160 € | 1 320 950 € | 1 417 286 € | 1 414 745 € | 1 344 895 € | 1 395 279 € |
| Net income | 187 305 € | 131 653 € | 126 471 € | 218 850 € | 172 445 € | 185 212 € | 156 531 € | 155 750 € | 168 454 € |
| EBITDA | 252 218 € | 180 250 € | 181 039 € | 316 843 € | 225 770 € | 248 586 € | 202 305 € | 218 372 € | 224 184 € |
| Net margin | 12.4% | 9.5% | 9.8% | 15.6% | 13.1% | 13.1% | 11.1% | 11.6% | 12.1% |
In 2024, TISSERANT ASSURANCES achieves revenue of 1.5 M€. Revenue is growing positively over 9 years (CAGR: +1.0%). Vs 2023: +9%. After deducting consumption (0 €), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 252 k€, representing 16.7% of revenue. Positive scissor effect: EBITDA margin improves by +3.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 187 k€, i.e. 12.4% of revenue. This profit can be retained or distributed to shareholders.
1 506 880 €
1 506 880 €
252 218 €
227 724 €
187 305 €
16.7%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 14.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.144%
91.196%
14.057%
0.189
68.6%
In 2024, the debt ratio of TISSERANT ASSURANCES (2.14) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of TISSERANT ASSURANCES (91.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of TISSERANT ASSURANCES (0.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 630.96. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
630.958
0.0
In 2024, the liquidity ratio of TISSERANT ASSURANCES (630.96) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of TISSERANT ASSURANCES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. Excellent situation: suppliers finance 43 days of the operating cycle (retail model). WCR is negative (-2 days): operations structurally generate cash. Notable WCR improvement over the period (-111%), freeing up cash.
-7 504 €
0 j
43 j
0 j
-2 j
Based on 193 transactions of similar company sales (all years), the value of TISSERANT ASSURANCES is estimated at 672 191 € (range 198 948€ - 1 949 534€). With an EBITDA of 252 218€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TISSERANT ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of TISSERANT ASSURANCES in 2024 is 1.5 M€.
Yes, TISSERANT ASSURANCES generated a net profit of 187 k€ in 2024.
The headquarters of TISSERANT ASSURANCES is located in LYON (69007), in the department Rhone.
The tax return of TISSERANT ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TISSERANT ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.