SIREN : 479214710
THOR'INVEST is a French company founded 21 years ago, specialized in the sector Gestion de fonds. Based in AUSSAC-VADALLE (16560), this company of category PME shows in 2020 a revenue of 388 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 |
|---|---|
| Revenue | 388 326 € |
| Net income | 373 349 € |
| EBITDA | 58 154 € |
| Net margin | 96.1% |
In 2020, THOR'INVEST achieves revenue of 388 k€. After deducting consumption (0 €), gross margin stands at 388 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 58 k€, representing 15.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 373 k€, i.e. 96.1% of revenue. This profit can be retained or distributed to shareholders.
388 326 €
388 326 €
58 154 €
46 973 €
373 349 €
15.0%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 99.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.046%
87.022%
98.972%
0.197
27.8%
In 2020, the debt ratio of THOR'INVEST (4.05) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of THOR'INVEST (87.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of THOR'INVEST (0.20) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 647.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.
647.788
0.239
In 2020, the liquidity ratio of THOR'INVEST (647.79) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of THOR'INVEST (0.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 137 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 183 days. Excellent situation: suppliers finance 46 days of the operating cycle (retail model). Overall, WCR represents 48 days of revenue, i.e. 52 k€ to permanently finance.
52 160 €
137 j
183 j
0 j
48 j
Based on 54 transactions of similar company sales
in 2020,
the value of THOR'INVEST is estimated at
761 755 €
(range 327 452€ - 1 412 462€).
With an EBITDA of 58 154€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare THOR'INVEST with other companies in the same sector:
The revenue of THOR'INVEST in 2020 is 388 k€.
Yes, THOR'INVEST generated a net profit of 373 k€ in 2020.
The headquarters of THOR'INVEST is located in AUSSAC-VADALLE (16560), in the department Charente.
The tax return of THOR'INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
THOR'INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.