THIERRY BERNARD TECHNOLOGIE : revenue, balance sheet and financial ratios

THIERRY BERNARD TECHNOLOGIE is a French company founded 21 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in NICE (06200), this company of category PME shows in 2021 a revenue of 770 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - THIERRY BERNARD TECHNOLOGIE (SIREN 481831816)
Indicator 2021 2020 2019 2018 2017 2016
Revenue 769 530 € 556 722 € 566 573 € 523 083 € 412 477 € 487 026 €
Net income 62 064 € 34 020 € 75 989 € 33 235 € -10 853 € 96 346 €
EBITDA -9 254 € -9 498 € 44 269 € -6 282 € -67 229 € 83 804 €
Net margin 8.1% 6.1% 13.4% 6.4% -2.6% 19.8%

Revenue and income statement

In 2021, THIERRY BERNARD TECHNOLOGIE achieves revenue of 770 k€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +9.6%. Vs 2020, growth of +38% (557 k€ -> 770 k€). After deducting consumption (7 k€), gross margin stands at 762 k€, i.e. a rate of 99%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -9 k€, representing -1.2% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 62 k€, i.e. 8.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

769 530 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

762 468 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-9 254 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-20 824 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

62 064 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

18.053%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

55.54%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

9.195%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.248

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

32.9%

Solvency indicators evolution
THIERRY BERNARD TECHNOLOGIE

Sector positioning

Debt ratio
18.05 2021
2019
2020
2021
Q1: 0.0
Med: 4.78
Q3: 51.58
Average +28 pts over 3 years

In 2021, the debt ratio of THIERRY BERNARD TECHNOLOGIE (18.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
55.54% 2021
2019
2020
2021
Q1: 6.85%
Med: 31.54%
Q3: 57.33%
Good

In 2021, the financial autonomy of THIERRY BERNARD TECHNOLOGIE (55.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.25 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.0 years
Q3: 0.88 years
Average +24 pts over 3 years

In 2021, the repayment capacity of THIERRY BERNARD TECHNOLOGIE (1.25) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 322.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

322.319

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-17.906

Liquidity indicators evolution
THIERRY BERNARD TECHNOLOGIE

Sector positioning

Liquidity ratio
322.32 2021
2019
2020
2021
Q1: 148.47
Med: 231.97
Q3: 406.61
Good -12 pts over 3 years

In 2021, the liquidity ratio of THIERRY BERNARD TECHNOLOGIE (322.32) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-17.91x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 0.67x
Average -48 pts over 3 years

In 2021, the interest coverage of THIERRY BERNARD TECHNOLOGIE (-17.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 115 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 180 days. Excellent situation: suppliers finance 65 days of the operating cycle (retail model). Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 144 days of revenue, i.e. 309 k€ to permanently finance. Over 2016-2021, WCR increased by +139%, requiring additional financing.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

308 820 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

115 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

180 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

2 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

144 j

WCR and payment terms evolution
THIERRY BERNARD TECHNOLOGIE

Positioning of THIERRY BERNARD TECHNOLOGIE in its sector

Comparison with sector Conseil en systèmes et logiciels informatiques

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 63 645€ to 356 002€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2021
Indicative
63k€ 81k€ 356k€
81 196 € Range: 63 645€ - 356 002€
NAF 5 année 2021

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil en systèmes et logiciels informatiques)

Compare THIERRY BERNARD TECHNOLOGIE with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques

Frequently asked questions about THIERRY BERNARD TECHNOLOGIE

What is the revenue of THIERRY BERNARD TECHNOLOGIE ?

The revenue of THIERRY BERNARD TECHNOLOGIE in 2021 is 770 k€.

Is THIERRY BERNARD TECHNOLOGIE profitable?

Yes, THIERRY BERNARD TECHNOLOGIE generated a net profit of 62 k€ in 2021.

Where is the headquarters of THIERRY BERNARD TECHNOLOGIE ?

The headquarters of THIERRY BERNARD TECHNOLOGIE is located in NICE (06200), in the department Alpes-Maritimes.

Where to find the tax return of THIERRY BERNARD TECHNOLOGIE ?

The tax return of THIERRY BERNARD TECHNOLOGIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does THIERRY BERNARD TECHNOLOGIE operate?

THIERRY BERNARD TECHNOLOGIE operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.