SIREN : 802871483
T.H. is a French company founded 11 years ago, specialized in the sector Gestion de fonds. Based in MONTMARAULT (03390), this company of category PME shows in 2025 a revenue of 137 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 136 977 € | 156 279 € | 156 490 € | 732 407 € | 11 218 894 € | 11 080 936 € | 12 547 574 € | 12 593 644 € | 11 925 423 € | 11 332 455 € |
| Net income | 33 901 € | 44 757 € | 26 317 € | 14 371 € | 66 433 € | 80 597 € | 49 954 € | 60 487 € | 94 259 € | 98 771 € |
| EBITDA | -19 043 € | 2 239 € | 4 535 € | 9 565 € | 100 621 € | 67 905 € | 58 339 € | 76 260 € | 114 109 € | 140 315 € |
| Net margin | 24.7% | 28.6% | 16.8% | 2.0% | 0.6% | 0.7% | 0.4% | 0.5% | 0.8% | 0.9% |
In 2025, T.H. achieves revenue of 137 k€. Revenue is declining over the period 2016-2025 (CAGR: -38.8%). Significant drop of -12% vs 2024. After deducting consumption (0 €), gross margin stands at 137 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -19 k€, representing -13.9% of revenue. Warning negative scissor effect: despite revenue change (-12%), EBITDA varies by -951%, reducing margin by 15.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 34 k€, i.e. 24.7% of revenue. This profit can be retained or distributed to shareholders.
136 977 €
136 977 €
-19 043 €
-18 885 €
33 901 €
-13.9%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.868%
87.384%
17.745%
1.716
In 2025, the debt ratio of T.H. (4.87) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of T.H. (87.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of T.H. (1.72) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 615.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
615.33
0.0
In 2025, the liquidity ratio of T.H. (615.33) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of T.H. (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 412 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 290 days. The gap of 122 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 459 days of revenue, i.e. 175 k€ to permanently finance. Notable WCR improvement over the period (-68%), freeing up cash.
174 537 €
412 j
290 j
0 j
459 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 28 540€ to 250 184€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare T.H. with other companies in the same sector:
The revenue of T.H. in 2025 is 137 k€.
Yes, T.H. generated a net profit of 34 k€ in 2025.
The headquarters of T.H. is located in MONTMARAULT (03390), in the department Allier.
The tax return of T.H. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
T.H. operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.