TESCA COVERING MATERIALS GROUP : revenue, balance sheet and financial ratios

TESCA COVERING MATERIALS GROUP is a French company founded 38 years ago, specialized in the sector Commerce de détail d'équipements automobiles. Based in PUTEAUX (92800), this company of category PME shows in 2024 a revenue of 5.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TESCA COVERING MATERIALS GROUP (SIREN 342545456)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 5 065 967 € 7 191 572 € 5 916 982 € 5 688 304 € 4 821 698 € 6 338 421 € 14 111 134 € 14 286 303 € 21 775 779 €
Net income 5 123 703 € -4 858 506 € 8 797 455 € -1 235 862 € 2 669 460 € 8 534 248 € 8 758 576 € 4 946 913 € 4 066 532 €
EBITDA -5 344 221 € -2 345 413 € -753 517 € -110 449 € -442 669 € 527 082 € 2 815 052 € 2 101 291 € 3 540 263 €
Net margin 101.1% -67.6% 148.7% -21.7% 55.4% 134.6% 62.1% 34.6% 18.7%

Revenue and income statement

In 2024, TESCA COVERING MATERIALS GROUP achieves revenue of 5.1 M€. Revenue is declining over the period 2016-2024 (CAGR: -16.7%). Significant drop of -30% vs 2023. After deducting consumption (1.4 M€), gross margin stands at 3.6 M€, i.e. a rate of 72%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -5.3 M€, representing -105.5% of revenue. Warning negative scissor effect: despite revenue change (-30%), EBITDA varies by -128%, reducing margin by 72.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.1 M€, i.e. 101.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

5 065 967 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 637 806 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-5 344 221 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

69 968 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

5 123 703 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-105.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 250%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 112.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

250.299%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

25.902%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

111.951%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

12.723

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

33.9%

Solvency indicators evolution
TESCA COVERING MATERIALS GROUP

Sector positioning

Debt ratio
250.3 2024
2022
2023
2024
Q1: 0.96
Med: 14.89
Q3: 53.7
Watch

In 2024, the debt ratio of TESCA COVERING MATERIALS ... (250.30) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
25.9% 2024
2022
2023
2024
Q1: 15.43%
Med: 39.97%
Q3: 59.96%
Average -13 pts over 3 years

In 2024, the financial autonomy of TESCA COVERING MATERIALS ... (25.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
12.72 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.17 years
Q3: 1.47 years
Watch

In 2024, the repayment capacity of TESCA COVERING MATERIALS ... (12.72) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 541.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

541.556

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-194.861

Liquidity indicators evolution
TESCA COVERING MATERIALS GROUP

Sector positioning

Liquidity ratio
541.56 2024
2022
2023
2024
Q1: 134.64
Med: 206.05
Q3: 313.86
Excellent

In 2024, the liquidity ratio of TESCA COVERING MATERIALS ... (541.56) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-194.86x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.58x
Q3: 4.21x
Average

In 2024, the interest coverage of TESCA COVERING MATERIALS ... (-194.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 668 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 235 days. The gap of 433 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 2896 days of revenue, i.e. 40.8 M€ to permanently finance. Over 2016-2024, WCR increased by +55%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

40 759 605 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

668 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

235 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

2896 j

WCR and payment terms evolution
TESCA COVERING MATERIALS GROUP

Positioning of TESCA COVERING MATERIALS GROUP in its sector

Comparison with sector Commerce de détail d'équipements automobiles

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (34 transactions). This range of 2 113 378€ to 13 209 662€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
2113k€ 7714k€ 13209k€
7 714 498 € Range: 2 113 378€ - 13 209 662€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 34 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'équipements automobiles)

Compare TESCA COVERING MATERIALS GROUP with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'équipements automobiles

Frequently asked questions about TESCA COVERING MATERIALS GROUP

What is the revenue of TESCA COVERING MATERIALS GROUP ?

The revenue of TESCA COVERING MATERIALS GROUP in 2024 is 5.1 M€.

Is TESCA COVERING MATERIALS GROUP profitable?

Yes, TESCA COVERING MATERIALS GROUP generated a net profit of 5.1 M€ in 2024.

Where is the headquarters of TESCA COVERING MATERIALS GROUP ?

The headquarters of TESCA COVERING MATERIALS GROUP is located in PUTEAUX (92800), in the department Hauts-de-Seine.

Where to find the tax return of TESCA COVERING MATERIALS GROUP ?

The tax return of TESCA COVERING MATERIALS GROUP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TESCA COVERING MATERIALS GROUP operate?

TESCA COVERING MATERIALS GROUP operates in the sector Commerce de détail d'équipements automobiles (NAF code 45.32Z). See the 'Sector positioning' section above to compare the company with its competitors.