SIREN : 888479748
TERZO FRANCE A SAS is a French company founded 5 years ago, specialized in the sector Activités des sociétés holding. Based in BELLIGNAT (01100), this company of category ETI shows in 2024 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2021 | 2020 |
|---|---|---|---|
| Revenue | 1 567 662 € | 1 010 146 € | 132 438 € |
| Net income | 53 583 € | 886 636 € | -319 640 € |
| EBITDA | 212 458 € | -127 843 € | -74 772 € |
| Net margin | 3.4% | 87.8% | -241.4% |
In 2024, TERZO FRANCE A SAS achieves revenue of 1.6 M€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +85.5%. Vs 2021, growth of +55% (1.0 M€ -> 1.6 M€). After deducting consumption (0 €), gross margin stands at 1.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 212 k€, representing 13.6% of revenue. Positive scissor effect: EBITDA margin improves by +26.2 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 54 k€, i.e. 3.4% of revenue. This profit can be retained or distributed to shareholders.
1 567 662 €
1 567 662 €
212 458 €
104 550 €
53 583 €
13.6%
The debt ratio (= Financial debt / Equity x 100) stands at 41%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 40.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 36.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
41.325%
70.106%
36.257%
40.349
In 2024, the debt ratio of TERZO FRANCE A SAS (41.33) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of TERZO FRANCE A SAS (70.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of TERZO FRANCE A SAS (40.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1042.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 699.6x. Operating income very largely covers interest expenses: high safety margin.
1042.284
699.631
In 2024, the liquidity ratio of TERZO FRANCE A SAS (1042.28) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of TERZO FRANCE A SAS (699.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 77 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 130 days. Excellent situation: suppliers finance 53 days of the operating cycle (retail model). Overall, WCR represents 1272 days of revenue, i.e. 5.5 M€ to permanently finance.
5 539 365 €
77 j
130 j
0 j
1272 j
Based on 54 transactions of similar company sales
in 2024,
the value of TERZO FRANCE A SAS is estimated at
806 251 €
(range 269 202€ - 1 294 484€).
With an EBITDA of 212 458€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERZO FRANCE A SAS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of TERZO FRANCE A SAS in 2024 is 1.6 M€.
Yes, TERZO FRANCE A SAS generated a net profit of 54 k€ in 2024.
The headquarters of TERZO FRANCE A SAS is located in BELLIGNAT (01100), in the department Ain.
The tax return of TERZO FRANCE A SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERZO FRANCE A SAS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.