SIREN : 879925592
TERZA is a French company founded 6 years ago, specialized in the sector Restauration traditionnelle. Based in TOULOUSE (31000), this company of category PME shows in 2024 a revenue of 2.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 2 914 426 € | 3 175 012 € | 3 151 511 € | 1 835 175 € | 852 826 € |
| Net income | 129 347 € | 101 757 € | 208 981 € | 262 069 € | -137 312 € |
| EBITDA | 270 997 € | 217 060 € | 331 414 € | 381 167 € | -107 394 € |
| Net margin | 4.4% | 3.2% | 6.6% | 14.3% | -16.1% |
In 2024, TERZA achieves revenue of 2.9 M€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +36.0%. Slight decline of -8% vs 2023. After deducting consumption (746 k€), gross margin stands at 2.2 M€, i.e. a rate of 74%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 271 k€, representing 9.3% of revenue. Positive scissor effect: EBITDA margin improves by +2.5 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 129 k€, i.e. 4.4% of revenue. This profit can be retained or distributed to shareholders.
2 914 426 €
2 168 076 €
270 997 €
178 602 €
129 347 €
9.3%
The debt ratio (= Financial debt / Equity x 100) stands at 301%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 7.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
301.35%
20.621%
7.27%
6.052
42.1%
In 2024, the debt ratio of TERZA (301.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of TERZA (20.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of TERZA (6.05) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 55.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.2x. Financial charges are adequately covered by operations.
55.228
4.178
In 2024, the liquidity ratio of TERZA (55.23) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of TERZA (4.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 4 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 47 days. Excellent situation: suppliers finance 43 days of the operating cycle (retail model). Inventory turnover is 5 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-0 days): operations structurally generate cash. Notable WCR improvement over the period (-100%), freeing up cash.
-350 €
4 j
47 j
5 j
0 j
Based on 698 transactions of similar company sales in 2024, the value of TERZA is estimated at 1 409 517 € (range 739 512€ - 2 579 112€). With an EBITDA of 270 997€, the sector multiple of 5.4x is applied. The price/revenue ratio is 0.57x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 698 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERZA with other companies in the same sector:
Voir toutes les statistiques du secteur Restauration traditionnelle
The revenue of TERZA in 2024 is 2.9 M€.
Yes, TERZA generated a net profit of 129 k€ in 2024.
The headquarters of TERZA is located in TOULOUSE (31000), in the department Haute-Garonne.
The tax return of TERZA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERZA operates in the sector Restauration traditionnelle (NAF code 56.10A). See the 'Sector positioning' section above to compare the company with its competitors.