TERRITOIRES DEVELOPPEMENT : revenue, balance sheet and financial ratios

TERRITOIRES DEVELOPPEMENT is a French company founded 26 years ago, specialized in the sector Promotion immobilière d'autres bâtiments. Based in BLOIS (41000), this company of category PME shows in 2024 a revenue of 3.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TERRITOIRES DEVELOPPEMENT (SIREN 428078471)
Indicator 2024 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 3 609 555 € 3 543 920 € 3 516 897 € 3 663 507 € 3 364 163 € 2 235 122 € 2 473 035 € 2 764 237 € 3 397 653 €
Net income 4 003 648 € 421 796 € 630 827 € 544 658 € 65 910 € 324 479 € 1 098 646 € 239 497 € 3 308 857 €
EBITDA 2 581 521 € 2 550 110 € 2 582 594 € 2 568 309 € 2 224 675 € 1 419 987 € 1 586 104 € 1 908 347 € 2 352 325 €
Net margin 110.9% 11.9% 17.9% 14.9% 2.0% 14.5% 44.4% 8.7% 97.4%

Revenue and income statement

In 2024, TERRITOIRES DEVELOPPEMENT achieves revenue of 3.6 M€. Revenue is growing positively over 9 years (CAGR: +0.7%). Vs 2022: +2%. After deducting consumption (0 €), gross margin stands at 3.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.6 M€, representing 71.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4.0 M€, i.e. 110.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 609 555 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 609 555 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 581 521 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

789 064 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

4 003 648 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

71.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 62%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 58%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 44.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

61.858%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

58.45%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

44.259%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

12.395

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

73.2%

Solvency indicators evolution
TERRITOIRES DEVELOPPEMENT

Sector positioning

Debt ratio
61.86 2024
2021
2022
2024
Q1: -0.39
Med: 1.1
Q3: 136.85
Average

In 2024, the debt ratio of TERRITOIRES DEVELOPPEMENT (61.86) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
58.45% 2024
2021
2022
2024
Q1: -0.14%
Med: 9.3%
Q3: 49.18%
Excellent

In 2024, the financial autonomy of TERRITOIRES DEVELOPPEMENT (58.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
12.39 years 2024
2021
2022
2024
Q1: -8.35 years
Med: 0.0 years
Q3: 0.84 years
Watch

In 2024, the repayment capacity of TERRITOIRES DEVELOPPEMENT (12.39) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 766.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 16.1x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

766.468

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

16.125

Liquidity indicators evolution
TERRITOIRES DEVELOPPEMENT

Sector positioning

Liquidity ratio
766.47 2024
2021
2022
2024
Q1: 124.75
Med: 280.5
Q3: 1000.73
Good -8 pts over 3 years

In 2024, the liquidity ratio of TERRITOIRES DEVELOPPEMENT (766.47) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
16.12x 2024
2021
2022
2024
Q1: -9.86x
Med: 0.0x
Q3: 5.47x
Excellent

In 2024, the interest coverage of TERRITOIRES DEVELOPPEMENT (16.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 115 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 486 days. Excellent situation: suppliers finance 371 days of the operating cycle (retail model). Overall, WCR represents 10 days of revenue, i.e. 103 k€ to permanently finance. Over 2015-2024, WCR increased by +109%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

103 269 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

115 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

486 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

10 j

WCR and payment terms evolution
TERRITOIRES DEVELOPPEMENT

Positioning of TERRITOIRES DEVELOPPEMENT in its sector

Comparison with sector Promotion immobilière d'autres bâtiments

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of TERRITOIRES DEVELOPPEMENT is estimated at 3 478 567 € (range 1 227 912€ - 9 858 112€). With an EBITDA of 2 581 521€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
80 tx
1227k€ 3478k€ 9858k€
3 478 567 € Range: 1 227 912€ - 9 858 112€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
2 581 521 € × 1.0x
Estimation 2 590 212 €
1 069 625€ - 7 877 985€
Revenue Multiple 30%
3 609 555 € × 0.28x
Estimation 1 009 814 €
363 118€ - 2 483 577€
Net Income Multiple 20%
4 003 648 € × 2.3x
Estimation 9 402 587 €
2 920 820€ - 25 870 234€
How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière d'autres bâtiments)

Compare TERRITOIRES DEVELOPPEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière d'autres bâtiments

Frequently asked questions about TERRITOIRES DEVELOPPEMENT

What is the revenue of TERRITOIRES DEVELOPPEMENT ?

The revenue of TERRITOIRES DEVELOPPEMENT in 2024 is 3.6 M€.

Is TERRITOIRES DEVELOPPEMENT profitable?

Yes, TERRITOIRES DEVELOPPEMENT generated a net profit of 4.0 M€ in 2024.

Where is the headquarters of TERRITOIRES DEVELOPPEMENT ?

The headquarters of TERRITOIRES DEVELOPPEMENT is located in BLOIS (41000), in the department Loir-et-Cher.

Where to find the tax return of TERRITOIRES DEVELOPPEMENT ?

The tax return of TERRITOIRES DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TERRITOIRES DEVELOPPEMENT operate?

TERRITOIRES DEVELOPPEMENT operates in the sector Promotion immobilière d'autres bâtiments (NAF code 41.10C). See the 'Sector positioning' section above to compare the company with its competitors.