SIREN : 319658589
TERRES ET LOGES is a French company founded 45 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in MONTAIGU-VENDEE (85600), this company of category PME shows in 2025 a revenue of 283 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2021 |
|---|---|---|---|---|
| Revenue | 282 971 € | 40 727 € | 24 486 € | 98 420 € |
| Net income | 0 € | -46 € | 79 € | 49 431 € |
| EBITDA | -1 663 € | -5 407 € | 2 552 € | 31 588 € |
| Net margin | 0.0% | -0.1% | 0.3% | 50.2% |
In 2025, TERRES ET LOGES achieves revenue of 283 k€. Over the period 2021-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +30.2%. Vs 2024, growth of +595% (41 k€ -> 283 k€). After deducting consumption (0 €), gross margin stands at 283 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2 k€, representing -0.6% of revenue. Positive scissor effect: EBITDA margin improves by +12.7 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at 0 € (0.0% of revenue), which will impact equity.
282 971 €
282 971 €
-1 663 €
-12 106 €
-0.6%
The debt ratio (= Financial debt / Equity x 100) stands at 215%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 9.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
215.179%
56.166%
9.326%
12.652
88.6%
In 2025, the debt ratio of TERRES ET LOGES (215.18) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of TERRES ET LOGES (56.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of TERRES ET LOGES (12.65) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 94.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
94.01
-789.056
In 2025, the liquidity ratio of TERRES ET LOGES (94.01) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of TERRES ET LOGES (-789.1x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 34 days. Excellent situation: suppliers finance 31 days of the operating cycle (retail model). Inventory turnover is 117 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. WCR is negative (-11 days): operations structurally generate cash. Notable WCR improvement over the period (-104%), freeing up cash.
-8 817 €
3 j
34 j
117 j
-11 j
Based on 258 transactions of similar company sales (all years), the value of TERRES ET LOGES is estimated at 184 309 € (range 87 699€ - 306 524€). The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 258 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERRES ET LOGES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of TERRES ET LOGES in 2025 is 283 k€.
TERRES ET LOGES recorded a net loss in 2024.
The headquarters of TERRES ET LOGES is located in MONTAIGU-VENDEE (85600), in the department Vendee.
The tax return of TERRES ET LOGES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERRES ET LOGES operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.