SIREN : 439583832
TERRE HOLDING is a French company founded 24 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in MAUBOURGUET (65700), this company of category ETI shows in 2025 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 534 980 € | 1 196 078 € | 493 328 € | 428 433 € | 381 653 € | 240 037 € | 263 481 € | 216 393 € | 231 304 € |
| Net income | 2 328 012 € | 1 329 110 € | 869 421 € | 398 124 € | 313 891 € | 201 028 € | 296 688 € | 155 830 € | 135 227 € |
| EBITDA | 8 476 € | -28 962 € | -193 529 € | -188 125 € | -82 520 € | -157 320 € | -114 833 € | -177 722 € | -91 540 € |
| Net margin | 151.7% | 111.1% | 176.2% | 92.9% | 82.2% | 83.7% | 112.6% | 72.0% | 58.5% |
In 2025, TERRE HOLDING achieves revenue of 1.5 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +26.7%. Vs 2024, growth of +28% (1.2 M€ -> 1.5 M€). After deducting consumption (0 €), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 0.6% of revenue. Positive scissor effect: EBITDA margin improves by +3.0 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.3 M€, i.e. 151.7% of revenue. This profit can be retained or distributed to shareholders.
1 534 980 €
1 534 980 €
8 476 €
8 909 €
2 328 012 €
0.6%
The debt ratio (= Financial debt / Equity x 100) stands at 73%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 151.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
72.762%
53.024%
151.654%
1.559
66.2%
In 2025, the debt ratio of TERRE HOLDING (72.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of TERRE HOLDING (53.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of TERRE HOLDING (1.56) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 281.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1143.7x. Operating income very largely covers interest expenses: high safety margin.
281.902
1143.688
In 2025, the liquidity ratio of TERRE HOLDING (281.90) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of TERRE HOLDING (1143.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 81 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 62 days. The company must finance 19 days of gap between collections and payments. Overall, WCR represents 378 days of revenue, i.e. 1.6 M€ to permanently finance. Over 2017-2025, WCR increased by +977%, requiring additional financing.
1 610 102 €
81 j
62 j
0 j
378 j
Based on 170 transactions of similar company sales (all years), the value of TERRE HOLDING is estimated at 5 182 199 € (range 3 227 647€ - 7 939 657€). With an EBITDA of 8 476€, the sector multiple of 6.8x is applied. The price/revenue ratio is 0.71x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 170 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERRE HOLDING with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of TERRE HOLDING in 2025 is 1.5 M€.
Yes, TERRE HOLDING generated a net profit of 2.3 M€ in 2025.
The headquarters of TERRE HOLDING is located in MAUBOURGUET (65700), in the department Hautes-Pyrenees.
The tax return of TERRE HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERRE HOLDING operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.