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TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT : revenue, balance sheet and financial ratios

TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT is a French company founded 44 years ago, specialized in the sector Location de logements. Based in CALAIS (62100), this company of category PME shows in 2016 a revenue of 35.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT (SIREN 276200037)
Indicator 2016
Revenue 35 902 638 €
Net income 2 195 713 €
EBITDA 13 987 519 €
Net margin 6.1%

Revenue and income statement

In 2016, TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT achieves revenue of 35.9 M€. After deducting consumption (98 k€), gross margin stands at 35.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14.0 M€, representing 39.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.2 M€, i.e. 6.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2016) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

35 902 638 €

Gross margin (2016) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

35 804 637 €

EBITDA (2016) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

13 987 519 €

EBIT (2016) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

4 229 964 €

Net income (2016) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 195 713 €

EBITDA margin (2016) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

38.7%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 266%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 21.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 27.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2016) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

265.743%

Financial autonomy (2016) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

26.043%

Cash flow / Revenue (2016) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

27.948%

Repayment capacity (2016) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

21.051

Asset age ratio (2016) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

60.0%

Solvency indicators evolution
TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT

Sector positioning

Debt ratio
265.74 2016
2016
Q1: -256.64
Med: 0.0
Q3: 108.44
Average

In 2016, the debt ratio of TERRE D'OPALE HABITAT- OF... (265.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
26.04% 2016
2016
Q1: 0.16%
Med: 45.85%
Q3: 99.69%
Average

In 2016, the financial autonomy of TERRE D'OPALE HABITAT- OF... (26.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
21.05 years 2016
2016
Q1: 0.0 years
Med: 0.68 years
Q3: 19.73 years
Average

In 2016, the repayment capacity of TERRE D'OPALE HABITAT- OF... (21.05) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 375.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 24.6x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2016) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

375.985

Interest coverage (2016) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

24.641

Liquidity indicators evolution
TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT

Sector positioning

Liquidity ratio
375.99 2016
2016
Q1: 11.76
Med: 141.37
Q3: 770.32
Good

In 2016, the liquidity ratio of TERRE D'OPALE HABITAT- OF... (375.99) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
24.64x 2016
2016
Q1: 0.0x
Med: 3.93x
Q3: 40.75x
Good

In 2016, the interest coverage of TERRE D'OPALE HABITAT- OF... (24.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 88 days. Excellent situation: suppliers finance 58 days of the operating cycle (retail model). Inventory turnover is 28 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 6 days of revenue, i.e. 554 k€ to permanently finance.

Operating WCR (2016) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

554 337 €

Customer credit (2016) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

30 j

Supplier credit (2016) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

88 j

Inventory turnover (2016) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

28 j

WCR in days of revenue (2016) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

6 j

WCR and payment terms evolution
TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT

Positioning of TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 1762 transactions of similar company sales (all years), the value of TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT is estimated at 41 969 959 € (range 14 990 491€ - 82 874 040€). With an EBITDA of 13 987 519€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2016
1762 transactions
14990k€ 41969k€ 82874k€
41 969 959 € Range: 14 990 491€ - 82 874 040€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
13 987 519 € × 4.7x
Estimation 65 060 649 €
22 445 775€ - 120 651 741€
Revenue Multiple 30%
35 902 638 € × 0.65x
Estimation 23 374 692 €
9 665 458€ - 57 861 699€
Net Income Multiple 20%
2 195 713 € × 5.5x
Estimation 12 136 138 €
4 339 834€ - 25 948 303€
How is this estimate calculated?

This estimate is based on the analysis of 1762 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT

What is the revenue of TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT ?

The revenue of TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT in 2016 is 35.9 M€.

Is TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT profitable?

Yes, TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT generated a net profit of 2.2 M€ in 2016.

Where is the headquarters of TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT ?

The headquarters of TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT is located in CALAIS (62100), in the department Pas-de-Calais.

Where to find the tax return of TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT ?

The tax return of TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT operate?

TERRE D'OPALE HABITAT- OFFICE PUBLIC DE L'HABITAT operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.