TERRASSEMENT DU PIC SAINT LOUP : revenue, balance sheet and financial ratios

TERRASSEMENT DU PIC SAINT LOUP is a French company founded 10 years ago, specialized in the sector Travaux de terrassement courants et travaux préparatoires. Based in FONTANES (34270), this company of category PME shows in 2022 a revenue of 170 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TERRASSEMENT DU PIC SAINT LOUP (SIREN 812938355)
Indicator 2022 2019 2018 2017
Revenue 169 637 € 128 985 € 131 444 € 109 791 €
Net income 11 038 € 10 583 € 9 726 € 377 €
EBITDA -6 032 € 13 551 € 19 767 € 8 320 €
Net margin 6.5% 8.2% 7.4% 0.3%

Revenue and income statement

In 2022, TERRASSEMENT DU PIC SAINT LOUP achieves revenue of 170 k€. Over the period 2017-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +9.1%. Vs 2019, growth of +32% (129 k€ -> 170 k€). After deducting consumption (53 k€), gross margin stands at 117 k€, i.e. a rate of 69%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -6 k€, representing -3.6% of revenue. Warning negative scissor effect: despite revenue change (+32%), EBITDA varies by -145%, reducing margin by 14.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 11 k€, i.e. 6.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

169 637 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

116 606 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-6 032 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-12 358 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

11 038 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-3.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 238%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

237.56%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

65.873%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

10.23%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.729

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

37.2%

Solvency indicators evolution
TERRASSEMENT DU PIC SAINT LOUP

Sector positioning

Debt ratio
237.56 2022
2018
2019
2022
Q1: 8.94
Med: 40.44
Q3: 111.6
Watch

In 2022, the debt ratio of TERRASSEMENT DU PIC SAINT... (237.56) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
65.87% 2022
2018
2019
2022
Q1: 19.3%
Med: 36.62%
Q3: 54.23%
Excellent

In 2022, the financial autonomy of TERRASSEMENT DU PIC SAINT... (65.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.73 years 2022
2018
2019
2022
Q1: 0.0 years
Med: 0.85 years
Q3: 2.66 years
Average +37 pts over 3 years

In 2022, the repayment capacity of TERRASSEMENT DU PIC SAINT... (1.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 154.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

154.887

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
TERRASSEMENT DU PIC SAINT LOUP

Sector positioning

Liquidity ratio
154.89 2022
2018
2019
2022
Q1: 140.75
Med: 198.01
Q3: 288.13
Average +14 pts over 3 years

In 2022, the liquidity ratio of TERRASSEMENT DU PIC SAINT... (154.89) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2022
2018
2019
2022
Q1: 0.0x
Med: 0.87x
Q3: 3.24x
Average

In 2022, the interest coverage of TERRASSEMENT DU PIC SAINT... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 44 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4 days. The gap of 40 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 276 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 107 days of revenue, i.e. 50 k€ to permanently finance. Over 2017-2022, WCR increased by +212%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

50 442 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

44 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

4 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

276 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

107 j

WCR and payment terms evolution
TERRASSEMENT DU PIC SAINT LOUP

Positioning of TERRASSEMENT DU PIC SAINT LOUP in its sector

Comparison with sector Travaux de terrassement courants et travaux préparatoires

Valuation estimate

Based on 120 transactions of similar company sales (all years), the value of TERRASSEMENT DU PIC SAINT LOUP is estimated at 38 376 € (range 16 623€ - 92 941€). The price/revenue ratio is 0.22x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
120 transactions
16k€ 38k€ 92k€
38 376 € Range: 16 623€ - 92 941€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
169 637 € × 0.22x
Estimation 38 092 €
20 489€ - 82 488€
Net Income Multiple 20%
11 038 € × 3.5x
Estimation 38 803 €
10 825€ - 108 623€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de terrassement courants et travaux préparatoires)

Compare TERRASSEMENT DU PIC SAINT LOUP with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de terrassement courants et travaux préparatoires

Frequently asked questions about TERRASSEMENT DU PIC SAINT LOUP

What is the revenue of TERRASSEMENT DU PIC SAINT LOUP ?

The revenue of TERRASSEMENT DU PIC SAINT LOUP in 2022 is 170 k€.

Is TERRASSEMENT DU PIC SAINT LOUP profitable?

Yes, TERRASSEMENT DU PIC SAINT LOUP generated a net profit of 11 k€ in 2022.

Where is the headquarters of TERRASSEMENT DU PIC SAINT LOUP ?

The headquarters of TERRASSEMENT DU PIC SAINT LOUP is located in FONTANES (34270), in the department Herault.

Where to find the tax return of TERRASSEMENT DU PIC SAINT LOUP ?

The tax return of TERRASSEMENT DU PIC SAINT LOUP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TERRASSEMENT DU PIC SAINT LOUP operate?

TERRASSEMENT DU PIC SAINT LOUP operates in the sector Travaux de terrassement courants et travaux préparatoires (NAF code 43.12A). See the 'Sector positioning' section above to compare the company with its competitors.