TERRAMO : revenue, balance sheet and financial ratios

TERRAMO is a French company founded 11 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in LYON (69006), this company of category PME shows in 2024 a revenue of 837 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TERRAMO (SIREN 807474259)
Indicator 2024 2023 2022 2021 2020 2018 2017 2016 2015
Revenue 836 854 € 1 221 974 € 1 261 951 € 3 426 563 € 3 791 811 € 1 106 610 € 347 222 € 892 292 € N/C
Net income 3 379 € -292 307 € -148 163 € 340 942 € 153 946 € 51 775 € -471 € 47 537 € 45 €
EBITDA -47 156 € 13 889 € -43 769 € 481 858 € 310 714 € 127 358 € -42 898 € 65 548 € -3 955 €
Net margin 0.4% -23.9% -11.7% 9.9% 4.1% 4.7% -0.1% 5.3% N/C

Revenue and income statement

En 2024, TERRAMO alcanza unos ingresos de 837 k€. La actividad permanece estable durante el período (TCAC: -0.8%). Caída significativa de -32% vs 2023. Tras deducir el consumo (0 €), el margen bruto se sitúa en 837 k€, es decir, una tasa del 100%. El EBITDA alcanza -47 k€, representando el -5.6% de los ingresos. Advertencia efecto tijera negativo: a pesar del cambio en ingresos (-32%), el EBITDA varía en -440%, reduciendo el margen en 6.8 puntos. Un EBITDA negativo significa que las operaciones no cubren los gastos corrientes. El resultado neto asciende a 3 k€, es decir, el 0.4% de los ingresos.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

836 854 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

836 854 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-47 156 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-49 597 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

3 379 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-5.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 72143%. Situación crítica: la deuda supera significativamente los fondos propios. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 0%. Baja autonomía: la empresa depende fuertemente de financiación externa.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

72143.349%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.136%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-44.008%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-23.607

Solvency indicators evolution
TERRAMO

Sector positioning

Ratio de endeudamiento
72143.35 2024
2022
2023
2024
Q1: 0.0
Med: 5.94
Q3: 188.9
Vigilar

En 2024, el ratio de endeudamiento de TERRAMO (72143.35) se sitúa en el top 25% del sector. Este ratio mide el peso de la deuda en relación con el patrimonio. Un ratio alto puede indicar dependencia excesiva de financiación externa.

Autonomía financiera
0.14% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.3%
Q3: 57.41%
Average

En 2024, el autonomía financiera de TERRAMO (0.1%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Capacidad de reembolso
-23.61 ans 2024
2022
2023
2024
Q1: -9.06 ans
Med: 0.0 ans
Q3: 2.45 ans
Excelente

En 2024, el capacidad de reembolso de TERRAMO (-23.6 an) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Una capacidad corta refleja deuda controlada y buena generación de efectivo.

Liquidity ratios

El ratio de liquidez se sitúa en 78284.76. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

78284.758

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-631.313

Liquidity indicators evolution
TERRAMO

Sector positioning

Ratio de liquidez
78284.76 2024
2022
2023
2024
Q1: 148.32
Med: 585.43
Q3: 3614.66
Excelente

En 2024, el ratio de liquidez de TERRAMO (78284.76) se sitúa en el top 25% del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Un ratio superior a 1 asegura cobertura cómoda de vencimientos a corto plazo.

Cobertura de intereses
-631.31x 2024
2022
2023
2024
Q1: -12.26x
Med: 0.0x
Q3: 5.03x
Average

En 2024, el cobertura de intereses de TERRAMO (-631.3x) se sitúa por debajo de la mediana del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Una mejora fortalecería la posición competitiva.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 0 días. Plazo proveedores: 1 días. Situación favorable. La rotación de existencias es de 3660 días. Este alto nivel inmoviliza tesorería y potencialmente crea riesgo de obsolescencia. El FM representa 3803 días de ingresos.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

8 839 940 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

1 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

3660 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

3803 j

WCR and payment terms evolution
TERRAMO

Positioning of TERRAMO in its sector

Comparison with sector Activités des marchands de biens immobiliers

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 168 575€ to 437 624€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
168k€ 358k€ 437k€
358 384 € Range: 168 575€ - 437 624€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des marchands de biens immobiliers)

Compare TERRAMO with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about TERRAMO

What is the revenue of TERRAMO ?

The revenue of TERRAMO in 2024 is 837 k€.

Is TERRAMO profitable?

Yes, TERRAMO generated a net profit of 3 k€ in 2024.

Where is the headquarters of TERRAMO ?

The headquarters of TERRAMO is located in LYON (69006), in the department Rhone.

Where to find the tax return of TERRAMO ?

The tax return of TERRAMO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TERRAMO operate?

TERRAMO operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.