SIREN : 493655989
TERRALIA NORMANDIE is a French company founded 19 years ago, specialized in the sector Promotion immobilière de logements. Based in METZ (57070), this company of category PME shows in 2016 a revenue of 141 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2016 |
|---|---|
| Revenue | 140 844 € |
| Net income | 32 789 € |
| EBITDA | 25 611 € |
| Net margin | 23.3% |
In 2016, TERRALIA NORMANDIE achieves revenue of 141 k€. After deducting consumption (0 €), gross margin stands at 141 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 26 k€, representing 18.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 33 k€, i.e. 23.3% of revenue. This profit can be retained or distributed to shareholders.
140 844 €
140 844 €
25 611 €
18 072 €
32 789 €
18.2%
The debt ratio (= Financial debt / Equity x 100) stands at 97%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 23.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
96.9%
35.156%
23.635%
11.852
In 2016, the debt ratio of TERRALIA NORMANDIE (96.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2016, the financial autonomy of TERRALIA NORMANDIE (35.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2016, the repayment capacity of TERRALIA NORMANDIE (11.85) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 324.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 32.7x. Operating income very largely covers interest expenses: high safety margin.
324.742
32.713
In 2016, the liquidity ratio of TERRALIA NORMANDIE (324.74) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2016, the interest coverage of TERRALIA NORMANDIE (32.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1904 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 568 days. The gap of 1336 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 385 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 2583 days of revenue, i.e. 1.0 M€ to permanently finance.
1 010 611 €
1904 j
568 j
385 j
2583 j
Based on 80 transactions of similar company sales
(all years),
the value of TERRALIA NORMANDIE is estimated at
40 070 €
(range 14 340€ - 110 525€).
With an EBITDA of 25 611€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERRALIA NORMANDIE with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of TERRALIA NORMANDIE in 2016 is 141 k€.
Yes, TERRALIA NORMANDIE generated a net profit of 33 k€ in 2016.
The headquarters of TERRALIA NORMANDIE is located in METZ (57070), in the department Moselle.
The tax return of TERRALIA NORMANDIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERRALIA NORMANDIE operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.