SIREN : 491469151
TERRALIA IMMOBILIER is a French company founded 19 years ago, specialized in the sector Promotion immobilière de logements. Based in METZ (57070), this company of category PME shows in 2020 a revenue of 2.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2017 |
|---|---|---|
| Revenue | 2 370 223 € | 584 754 € |
| Net income | 132 973 € | -83 563 € |
| EBITDA | 420 836 € | 88 943 € |
| Net margin | 5.6% | -14.3% |
In 2020, TERRALIA IMMOBILIER achieves revenue of 2.4 M€. Vs 2017, growth of +305% (585 k€ -> 2.4 M€). After deducting consumption (558 k€), gross margin stands at 1.8 M€, i.e. a rate of 76%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 421 k€, representing 17.8% of revenue. Positive scissor effect: EBITDA margin improves by +2.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 133 k€, i.e. 5.6% of revenue. This profit can be retained or distributed to shareholders.
2 370 223 €
1 812 583 €
420 836 €
132 239 €
132 973 €
17.8%
The debt ratio (= Financial debt / Equity x 100) stands at 386%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 18.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
386.336%
16.169%
18.811%
12.24
24.8%
In 2020, the debt ratio of TERRALIA IMMOBILIER (386.34) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of TERRALIA IMMOBILIER (16.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of TERRALIA IMMOBILIER (12.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 408.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 118.7x. Operating income very largely covers interest expenses: high safety margin.
408.914
118.729
In 2020, the liquidity ratio of TERRALIA IMMOBILIER (408.91) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of TERRALIA IMMOBILIER (118.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 477 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 487 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Overall, WCR represents 1123 days of revenue, i.e. 7.4 M€ to permanently finance.
7 391 209 €
477 j
487 j
0 j
1123 j
Based on 80 transactions of similar company sales
(all years),
the value of TERRALIA IMMOBILIER is estimated at
472 512 €
(range 178 118€ - 1 303 228€).
With an EBITDA of 420 836€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERRALIA IMMOBILIER with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of TERRALIA IMMOBILIER in 2020 is 2.4 M€.
Yes, TERRALIA IMMOBILIER generated a net profit of 133 k€ in 2020.
The headquarters of TERRALIA IMMOBILIER is located in METZ (57070), in the department Moselle.
The tax return of TERRALIA IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERRALIA IMMOBILIER operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.