SIREN : 480832484
TERRACARTA is a French company founded 21 years ago, specialized in the sector Autres activités de soutien aux entreprises n.c.a.. Based in SAINT-GENIS-POUILLY (01630), this company of category PME shows in 2024 a revenue of 15 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2019 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|
| Revenue | 15 494 € | 77 022 € | 105 195 € | 65 884 € | 115 864 € | 70 559 € | 149 576 € |
| Net income | -1 642 € | -754 € | -187 € | -40 087 € | 1 408 € | -10 398 € | 4 177 € |
| EBITDA | 154 € | 1 078 € | -2 121 € | -23 605 € | 3 188 € | -9 167 € | 6 711 € |
| Net margin | -10.6% | -1.0% | -0.2% | -60.8% | 1.2% | -14.7% | 2.8% |
In 2024, TERRACARTA achieves revenue of 15 k€. Revenue is declining over the period 2013-2024 (CAGR: -18.6%). Significant drop of -80% vs 2023. After deducting consumption (2 k€), gross margin stands at 14 k€, i.e. a rate of 89%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 154 €, representing 1.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -2 k€ (-10.6% of revenue), which will impact equity.
15 494 €
13 731 €
154 €
-1 667 €
-1 642 €
1.0%
The debt ratio (= Financial debt / Equity x 100) stands at 160%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 107.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
159.856%
13.043%
1.142%
107.537
5.8%
In 2024, the debt ratio of TERRACARTA (159.86) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of TERRACARTA (13.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of TERRACARTA (107.54) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 146.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.6x. Financial charges are adequately covered by operations.
146.705
2.597
In 2024, the liquidity ratio of TERRACARTA (146.71) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of TERRACARTA (2.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 96 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 467 days. Excellent situation: suppliers finance 371 days of the operating cycle (retail model). Inventory turnover is 907 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 1218 days of revenue, i.e. 52 k€ to permanently finance.
52 416 €
96 j
467 j
907 j
1218 j
Based on 131 transactions of similar company sales (all years), the value of TERRACARTA is estimated at 2 538 € (range 1 175€ - 4 719€). With an EBITDA of 154€, the sector multiple of 4.8x is applied. The price/revenue ratio is 0.36x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 131 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERRACARTA with other companies in the same sector:
Voir toutes les statistiques du secteur Autres activités de soutien aux entreprises n.c.a.
The revenue of TERRACARTA in 2024 is 15 k€.
TERRACARTA recorded a net loss in 2024.
The headquarters of TERRACARTA is located in SAINT-GENIS-POUILLY (01630), in the department Ain.
The tax return of TERRACARTA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERRACARTA operates in the sector Autres activités de soutien aux entreprises n.c.a. (NAF code 82.99Z). See the 'Sector positioning' section above to compare the company with its competitors.