TERRA NORMANDIE : revenue, balance sheet and financial ratios

TERRA NORMANDIE is a French company founded 7 years ago, specialized in the sector Travaux de terrassement spécialisés ou de grande masse. Based in SAINTE-MERE-EGLISE (50480), this company of category PME shows in 2022 a revenue of 3.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TERRA NORMANDIE (SIREN 842935645)
Indicator 2024 2023 2022 2021 2020 2019
Revenue N/C N/C 3 662 575 € N/C 2 043 719 € 1 845 083 €
Net income 164 189 € 161 432 € 186 907 € 22 047 € -71 160 € 64 682 €
EBITDA N/C N/C 185 977 € N/C -153 104 € 44 841 €
Net margin N/C N/C 5.1% N/C -3.5% 3.5%

Revenue and income statement

In 2024, TERRA NORMANDIE generates positive net income of 164 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2024: 65 k€ -> 164 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

164 189 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 124%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

124.204%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

20.648%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

63.3%

Solvency indicators evolution
TERRA NORMANDIE

Sector positioning

Debt ratio
124.2 2024
2022
2023
2024
Q1: 5.66
Med: 28.81
Q3: 82.19
Watch +15 pts over 3 years

In 2024, the debt ratio of TERRA NORMANDIE (124.20) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
20.65% 2024
2022
2023
2024
Q1: 17.97%
Med: 35.52%
Q3: 56.51%
Average -9 pts over 3 years

In 2024, the financial autonomy of TERRA NORMANDIE (20.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.04 years 2022
2022
Q1: 0.0 years
Med: 0.73 years
Q3: 2.85 years
Average

In 2022, the repayment capacity of TERRA NORMANDIE (2.04) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 125.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

125.571

Liquidity indicators evolution
TERRA NORMANDIE

Sector positioning

Liquidity ratio
125.57 2024
2022
2023
2024
Q1: 128.74
Med: 194.39
Q3: 280.98
Watch -6 pts over 3 years

In 2024, the liquidity ratio of TERRA NORMANDIE (125.57) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
1.24x 2022
2022
Q1: 0.0x
Med: 0.55x
Q3: 2.62x
Good

In 2022, the interest coverage of TERRA NORMANDIE (1.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
TERRA NORMANDIE

Positioning of TERRA NORMANDIE in its sector

Comparison with sector Travaux de terrassement spécialisés ou de grande masse

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 115 419€ to 2 248 668€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
115k€ 363k€ 2248k€
363 993 € Range: 115 419€ - 2 248 668€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de terrassement spécialisés ou de grande masse)

Compare TERRA NORMANDIE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de terrassement spécialisés ou de grande masse

Frequently asked questions about TERRA NORMANDIE

What is the revenue of TERRA NORMANDIE ?

The revenue of TERRA NORMANDIE in 2022 is 3.7 M€.

Is TERRA NORMANDIE profitable?

Yes, TERRA NORMANDIE generated a net profit of 164 k€ in 2024.

Where is the headquarters of TERRA NORMANDIE ?

The headquarters of TERRA NORMANDIE is located in SAINTE-MERE-EGLISE (50480), in the department Manche.

Where to find the tax return of TERRA NORMANDIE ?

The tax return of TERRA NORMANDIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TERRA NORMANDIE operate?

TERRA NORMANDIE operates in the sector Travaux de terrassement spécialisés ou de grande masse (NAF code 43.12B). See the 'Sector positioning' section above to compare the company with its competitors.