SIREN : 431930080
TERRA LOTI is a French company founded 25 years ago, specialized in the sector Promotion immobilière de logements. Based in NIMES (30000), this company of category PME shows in 2024 a revenue of 15 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15 181 € | 2 923 374 € | 8 821 519 € | 4 081 537 € | 8 082 256 € | 3 018 613 € | 1 957 188 € | 5 053 837 € | 4 757 199 € |
| Net income | 30 563 € | 44 725 € | 550 640 € | 33 281 € | 262 040 € | 29 916 € | 111 467 € | 176 855 € | 145 813 € |
| EBITDA | -194 338 € | 107 726 € | 319 612 € | 38 958 € | 581 162 € | -93 110 € | 97 327 € | 382 179 € | 171 718 € |
| Net margin | 201.3% | 1.5% | 6.2% | 0.8% | 3.2% | 1.0% | 5.7% | 3.5% | 3.1% |
In 2024, TERRA LOTI achieves revenue of 15 k€. Revenue is declining over the period 2016-2024 (CAGR: -51.2%). Significant drop of -99% vs 2023. After deducting consumption (-2 k€), gross margin stands at 17 k€, i.e. a rate of 110%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -194 k€, representing -1280.1% of revenue. Warning negative scissor effect: despite revenue change (-99%), EBITDA varies by -280%, reducing margin by 1283.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 31 k€, i.e. 201.3% of revenue. This profit can be retained or distributed to shareholders.
15 181 €
16 717 €
-194 338 €
-137 491 €
30 563 €
-1280.1%
The debt ratio (= Financial debt / Equity x 100) stands at 33%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 20%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
32.96%
19.754%
-2312.937%
-0.048
In 2024, the debt ratio of TERRA LOTI (32.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of TERRA LOTI (19.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of TERRA LOTI (-0.05) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 679.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
679.928
-32.707
In 2024, the liquidity ratio of TERRA LOTI (679.93) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of TERRA LOTI (-32.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 18575 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. The gap of 18532 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 209349 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 83487 days of revenue, i.e. 3.5 M€ to permanently finance. Notable WCR improvement over the period (-21%), freeing up cash.
3 520 580 €
18575 j
43 j
209349 j
83487 j
Based on 80 transactions of similar company sales
(all years),
the value of TERRA LOTI is estimated at
31 259 €
(range 9 835€ - 85 262€).
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERRA LOTI with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of TERRA LOTI in 2024 is 15 k€.
Yes, TERRA LOTI generated a net profit of 31 k€ in 2024.
The headquarters of TERRA LOTI is located in NIMES (30000), in the department Gard.
The tax return of TERRA LOTI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERRA LOTI operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.