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TERRA INVESTISSEMENT : revenue, balance sheet and financial ratios

TERRA INVESTISSEMENT is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in FOREST-EN-CAMBRESIS (59222), this company of category PME shows in 2020 a net income positive of 41 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TERRA INVESTISSEMENT (SIREN 834792830)
Indicator 2020 2019
Revenue N/C N/C
Net income 41 310 € 40 593 €
EBITDA -1 202 € -1 976 €
Net margin N/C N/C

Revenue and income statement

In 2020, TERRA INVESTISSEMENT generates positive net income of 41 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2020: 41 k€ -> 41 k€.

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 202 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 202 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

41 310 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 279%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

278.843%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

26.396%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

5.466

Solvency indicators evolution
TERRA INVESTISSEMENT

Sector positioning

Debt ratio
278.84 2020
2019
2020
Q1: 0.02
Med: 16.6
Q3: 133.78
Average

In 2020, the debt ratio of TERRA INVESTISSEMENT (278.84) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
26.4% 2020
2019
2020
Q1: 13.81%
Med: 53.14%
Q3: 87.85%
Average +8 pts over 2 years

In 2020, the financial autonomy of TERRA INVESTISSEMENT (26.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
5.47 years 2020
2019
2020
Q1: -0.32 years
Med: 0.0 years
Q3: 3.81 years
Average

In 2020, the repayment capacity of TERRA INVESTISSEMENT (5.47) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-248.419

Liquidity indicators evolution
TERRA INVESTISSEMENT

Sector positioning

Liquidity ratio
72.71 2019
2019
Q1: 99.47
Med: 355.82
Q3: 1949.83
Watch

In 2019, the liquidity ratio of TERRA INVESTISSEMENT (72.71) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-248.42x 2020
2019
2020
Q1: -45.81x
Med: 0.0x
Q3: 0.0x
Average

In 2020, the interest coverage of TERRA INVESTISSEMENT (-248.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
TERRA INVESTISSEMENT

Positioning of TERRA INVESTISSEMENT in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 54 transactions of similar company sales in 2020, the value of TERRA INVESTISSEMENT is estimated at 311 698 € (range 120 848€ - 572 605€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
54 tx
120k€ 311k€ 572k€
311 698 € Range: 120 848€ - 572 605€
NAF 5 année 2020

Valuation method used

Net Income Multiple
41 310 € × 7.5x = 311 699 €
Range: 120 849€ - 572 606€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare TERRA INVESTISSEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about TERRA INVESTISSEMENT

What is the revenue of TERRA INVESTISSEMENT ?

The revenue of TERRA INVESTISSEMENT is not publicly disclosed (confidential accounts filed with INPI).

Is TERRA INVESTISSEMENT profitable?

Yes, TERRA INVESTISSEMENT generated a net profit of 41 k€ in 2020.

Where is the headquarters of TERRA INVESTISSEMENT ?

The headquarters of TERRA INVESTISSEMENT is located in FOREST-EN-CAMBRESIS (59222), in the department Nord.

Where to find the tax return of TERRA INVESTISSEMENT ?

The tax return of TERRA INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TERRA INVESTISSEMENT operate?

TERRA INVESTISSEMENT operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.