TERRA CERAMIC CONSEILS & POSE : revenue, balance sheet and financial ratios

TERRA CERAMIC CONSEILS & POSE is a French company founded 11 years ago, specialized in the sector Travaux de revêtement des sols et des murs. Based in SAINT-MARTIN-D'HERES (38400), this company of category PME shows in 2024 a revenue of 14.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TERRA CERAMIC CONSEILS & POSE (SIREN 802782383)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 14 733 361 € 11 134 117 € 8 860 285 € N/C N/C 3 995 716 € 4 543 522 € 3 838 331 € 1 986 945 €
Net income 383 437 € 202 306 € 101 168 € 156 791 € 67 337 € 67 065 € 64 149 € 74 272 € 37 623 €
EBITDA 570 710 € 320 467 € 114 348 € N/C N/C 102 958 € 102 994 € 112 405 € 34 142 €
Net margin 2.6% 1.8% 1.1% N/C N/C 1.7% 1.4% 1.9% 1.9%

Revenue and income statement

In 2024, TERRA CERAMIC CONSEILS & POSE achieves revenue of 14.7 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +28.5%. Vs 2023, growth of +32% (11.1 M€ -> 14.7 M€). After deducting consumption (5.8 M€), gross margin stands at 9.0 M€, i.e. a rate of 61%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 571 k€, representing 3.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 383 k€, i.e. 2.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

14 733 361 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

8 959 073 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

570 710 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

524 312 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

383 437 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

25.529%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

31.68%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.642%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.858

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

57.1%

Solvency indicators evolution
TERRA CERAMIC CONSEILS & POSE

Sector positioning

Debt ratio
25.53 2024
2022
2023
2024
Q1: 0.8
Med: 14.3
Q3: 45.5
Average -6 pts over 3 years

In 2024, the debt ratio of TERRA CERAMIC CONSEILS & ... (25.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
31.68% 2024
2022
2023
2024
Q1: 9.58%
Med: 34.95%
Q3: 54.01%
Average

In 2024, the financial autonomy of TERRA CERAMIC CONSEILS & ... (31.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.86 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.02 years
Q3: 0.88 years
Average

In 2024, the repayment capacity of TERRA CERAMIC CONSEILS & ... (0.86) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 157.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.6x. Financial charges are adequately covered by operations.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

157.498

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.575

Liquidity indicators evolution
TERRA CERAMIC CONSEILS & POSE

Sector positioning

Liquidity ratio
157.5 2024
2022
2023
2024
Q1: 144.87
Med: 201.93
Q3: 303.84
Average

In 2024, the liquidity ratio of TERRA CERAMIC CONSEILS & ... (157.50) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
4.58x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.42x
Excellent

In 2024, the interest coverage of TERRA CERAMIC CONSEILS & ... (4.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 73 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. The company must finance 30 days of gap between collections and payments. Inventory turnover is 6 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 77 days of revenue, i.e. 3.1 M€ to permanently finance. Over 2016-2024, WCR increased by +705%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 141 005 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

73 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

43 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

6 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

77 j

WCR and payment terms evolution
TERRA CERAMIC CONSEILS & POSE

Positioning of TERRA CERAMIC CONSEILS & POSE in its sector

Comparison with sector Travaux de revêtement des sols et des murs

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (47 transactions). This range of 797 430€ to 2 247 124€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
797k€ 1175k€ 2247k€
1 175 087 € Range: 797 430€ - 2 247 124€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 47 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de revêtement des sols et des murs)

Compare TERRA CERAMIC CONSEILS & POSE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de revêtement des sols et des murs

Frequently asked questions about TERRA CERAMIC CONSEILS & POSE

What is the revenue of TERRA CERAMIC CONSEILS & POSE ?

The revenue of TERRA CERAMIC CONSEILS & POSE in 2024 is 14.7 M€.

Is TERRA CERAMIC CONSEILS & POSE profitable?

Yes, TERRA CERAMIC CONSEILS & POSE generated a net profit of 383 k€ in 2024.

Where is the headquarters of TERRA CERAMIC CONSEILS & POSE ?

The headquarters of TERRA CERAMIC CONSEILS & POSE is located in SAINT-MARTIN-D'HERES (38400), in the department Isere.

Where to find the tax return of TERRA CERAMIC CONSEILS & POSE ?

The tax return of TERRA CERAMIC CONSEILS & POSE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TERRA CERAMIC CONSEILS & POSE operate?

TERRA CERAMIC CONSEILS & POSE operates in the sector Travaux de revêtement des sols et des murs (NAF code 43.33Z). See the 'Sector positioning' section above to compare the company with its competitors.