SIREN : 850215013
TERMINAL is a French company founded 7 years ago, specialized in the sector Supports juridiques de programmes. Based in MONTPELLIER (34070), this company of category ETI shows in 2022 a revenue of 10.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 |
|---|---|---|---|
| Revenue | 10 908 586 € | 8 203 009 € | N/C |
| Net income | 472 518 € | 652 172 € | 0 € |
| EBITDA | 472 517 € | 652 172 € | N/C |
| Net margin | 4.3% | 8.0% | N/C |
In 2022, TERMINAL achieves revenue of 10.9 M€. Over the period 2021-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +33.0%. Vs 2021, growth of +33% (8.2 M€ -> 10.9 M€). After deducting consumption (696 k€), gross margin stands at 10.2 M€, i.e. a rate of 94%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 473 k€, representing 4.3% of revenue. Warning negative scissor effect: despite revenue change (+33%), EBITDA varies by -28%, reducing margin by 3.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 473 k€, i.e. 4.3% of revenue. This profit can be retained or distributed to shareholders.
10 908 586 €
10 212 406 €
472 517 €
472 518 €
472 518 €
4.3%
The debt ratio (= Financial debt / Equity x 100) stands at 464%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
464.209%
2.71%
4.332%
4.657
In 2022, the debt ratio of TERMINAL (464.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of TERMINAL (2.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of TERMINAL (4.66) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 292.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
292.601
0.0
In 2022, the liquidity ratio of TERMINAL (292.60) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of TERMINAL (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 212 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 121 days. The gap of 91 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 150 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 141 days of revenue, i.e. 4.3 M€ to permanently finance.
4 279 656 €
212 j
121 j
150 j
141 j
Based on 80 transactions of similar company sales
(all years),
the value of TERMINAL is estimated at
1 374 536 €
(range 496 053€ - 3 583 353€).
With an EBITDA of 472 517€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERMINAL with other companies in the same sector:
Voir toutes les statistiques du secteur Supports juridiques de programmes
The revenue of TERMINAL in 2022 is 10.9 M€.
Yes, TERMINAL generated a net profit of 473 k€ in 2022.
The headquarters of TERMINAL is located in MONTPELLIER (34070), in the department Herault.
The tax return of TERMINAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERMINAL operates in the sector Supports juridiques de programmes (NAF code 41.10D). See the 'Sector positioning' section above to compare the company with its competitors.