TERDEM ENVIRONNEMENT : revenue, balance sheet and financial ratios

TERDEM ENVIRONNEMENT is a French company founded 19 years ago, specialized in the sector Travaux de terrassement courants et travaux préparatoires. Based in CHANTELOUP-LES-VIGNES (78570), this company of category PME shows in 2025 a revenue of 6.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TERDEM ENVIRONNEMENT (SIREN 498197631)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 6 072 137 € 4 721 691 € 4 174 520 € 4 533 122 € 5 974 377 € 7 018 656 € 5 550 358 € 4 955 948 € 4 304 973 €
Net income 160 633 € 136 274 € 28 834 € 30 482 € -322 710 € 124 813 € 123 347 € 60 158 € 15 481 €
EBITDA 175 254 € 171 929 € 19 628 € 14 105 € 91 913 € 146 102 € 86 358 € 93 647 € -69 265 €
Net margin 2.6% 2.9% 0.7% 0.7% -5.4% 1.8% 2.2% 1.2% 0.4%

Revenue and income statement

In 2025, TERDEM ENVIRONNEMENT achieves revenue of 6.1 M€. Revenue is growing positively over 9 years (CAGR: +4.4%). Vs 2024, growth of +29% (4.7 M€ -> 6.1 M€). After deducting consumption (353 k€), gross margin stands at 5.7 M€, i.e. a rate of 94%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 175 k€, representing 2.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 161 k€, i.e. 2.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

6 072 137 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

5 719 031 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

175 254 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

145 726 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

160 633 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

2.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 2.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

66.747%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

32.097%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.36%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.738

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

34.0%

Solvency indicators evolution
TERDEM ENVIRONNEMENT

Sector positioning

Debt ratio
66.75 2025
2023
2024
2025
Q1: 11.0
Med: 32.65
Q3: 74.11
Average

In 2025, the debt ratio of TERDEM ENVIRONNEMENT (66.75) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
32.1% 2025
2023
2024
2025
Q1: 28.12%
Med: 44.35%
Q3: 58.65%
Average

In 2025, the financial autonomy of TERDEM ENVIRONNEMENT (32.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.74 years 2025
2023
2024
2025
Q1: 0.14 years
Med: 0.84 years
Q3: 2.04 years
Watch +51 pts over 3 years

In 2025, the repayment capacity of TERDEM ENVIRONNEMENT (3.74) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 191.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.1x. Financial charges are adequately covered by operations.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

191.335

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.091

Liquidity indicators evolution
TERDEM ENVIRONNEMENT

Sector positioning

Liquidity ratio
191.34 2025
2023
2024
2025
Q1: 152.08
Med: 210.22
Q3: 308.83
Average -33 pts over 3 years

In 2025, the liquidity ratio of TERDEM ENVIRONNEMENT (191.34) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
4.09x 2025
2023
2024
2025
Q1: 0.03x
Med: 2.39x
Q3: 5.75x
Good -13 pts over 3 years

In 2025, the interest coverage of TERDEM ENVIRONNEMENT (4.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 104 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 58 days. The gap of 46 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 95 days of revenue, i.e. 1.6 M€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 598 915 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

104 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

58 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

95 j

WCR and payment terms evolution
TERDEM ENVIRONNEMENT

Positioning of TERDEM ENVIRONNEMENT in its sector

Comparison with sector Travaux de terrassement courants et travaux préparatoires

Valuation estimate

Based on 120 transactions of similar company sales (all years), the value of TERDEM ENVIRONNEMENT is estimated at 642 319 € (range 280 014€ - 1 520 854€). With an EBITDA of 175 254€, the sector multiple of 1.4x is applied. The price/revenue ratio is 0.22x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
120 transactions
280k€ 642k€ 1520k€
642 319 € Range: 280 014€ - 1 520 854€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
175 254 € × 1.4x
Estimation 240 657 €
56 971€ - 637 816€
Revenue Multiple 30%
6 072 137 € × 0.22x
Estimation 1 363 507 €
733 409€ - 2 952 648€
Net Income Multiple 20%
160 633 € × 3.5x
Estimation 564 694 €
157 529€ - 1 580 759€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de terrassement courants et travaux préparatoires)

Compare TERDEM ENVIRONNEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de terrassement courants et travaux préparatoires

Frequently asked questions about TERDEM ENVIRONNEMENT

What is the revenue of TERDEM ENVIRONNEMENT ?

The revenue of TERDEM ENVIRONNEMENT in 2025 is 6.1 M€.

Is TERDEM ENVIRONNEMENT profitable?

Yes, TERDEM ENVIRONNEMENT generated a net profit of 161 k€ in 2025.

Where is the headquarters of TERDEM ENVIRONNEMENT ?

The headquarters of TERDEM ENVIRONNEMENT is located in CHANTELOUP-LES-VIGNES (78570), in the department Yvelines.

Where to find the tax return of TERDEM ENVIRONNEMENT ?

The tax return of TERDEM ENVIRONNEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TERDEM ENVIRONNEMENT operate?

TERDEM ENVIRONNEMENT operates in the sector Travaux de terrassement courants et travaux préparatoires (NAF code 43.12A). See the 'Sector positioning' section above to compare the company with its competitors.