SIREN : 529145260
TERCIO is a French company founded 15 years ago, specialized in the sector Activités des agences de travail temporaire . Based in FORBACH (57600), this company of category ETI shows in 2024 a revenue of 4.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 4 772 131 € | 5 004 742 € | 6 688 140 € | 4 891 760 € | 6 755 150 € | 6 154 518 € | 5 367 886 € | 4 231 608 € |
| Net income | -224 657 € | 93 378 € | 205 311 € | 83 979 € | 251 573 € | 205 184 € | 295 442 € | 262 529 € |
| EBITDA | -144 175 € | 246 182 € | 393 505 € | 125 850 € | 415 710 € | 303 500 € | 329 926 € | 373 396 € |
| Net margin | -4.7% | 1.9% | 3.1% | 1.7% | 3.7% | 3.3% | 5.5% | 6.2% |
In 2024, TERCIO achieves revenue of 4.8 M€. Revenue is growing positively over 8 years (CAGR: +1.5%). Slight decline of -5% vs 2023. After deducting consumption (4 k€), gross margin stands at 4.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -144 k€, representing -3.0% of revenue. Warning negative scissor effect: despite revenue change (-5%), EBITDA varies by -159%, reducing margin by 7.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -225 k€ (-4.7% of revenue), which will impact equity.
4 772 131 €
4 768 304 €
-144 175 €
-41 905 €
-224 657 €
-3.0%
The debt ratio (= Financial debt / Equity x 100) stands at 287%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory.
286.664%
21.261%
-6.255%
-11.679
55.6%
In 2024, the debt ratio of TERCIO (286.66) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of TERCIO (21.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of TERCIO (-11.68) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 298.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
298.983
-135.321
In 2024, the liquidity ratio of TERCIO (298.98) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of TERCIO (-135.3x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 67 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 44 days. The company must finance 23 days of gap between collections and payments. Overall, WCR represents 27 days of revenue, i.e. 359 k€ to permanently finance. Over 2016-2024, WCR increased by +262%, requiring additional financing.
358 530 €
67 j
44 j
0 j
27 j
Based on 135 transactions of similar company sales (all years), the value of TERCIO is estimated at 367 132 € (range 288 124€ - 656 333€). The price/revenue ratio is 0.08x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERCIO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agences de travail temporaire
The revenue of TERCIO in 2024 is 4.8 M€.
TERCIO recorded a net loss in 2024.
The headquarters of TERCIO is located in FORBACH (57600), in the department Moselle.
The tax return of TERCIO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERCIO operates in the sector Activités des agences de travail temporaire (NAF code 78.20Z). See the 'Sector positioning' section above to compare the company with its competitors.