SIREN : 515343481
TERA is a French company founded 16 years ago, specialized in the sector Activités des sociétés holding. Based in MERIGNAC (33700), this company of category PME shows in 2021 a revenue of 345 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 345 105 € | 343 364 € | 371 028 € | 291 210 € | 298 800 € |
| Net income | 176 421 € | 85 047 € | 190 983 € | 139 045 € | 133 473 € |
| EBITDA | 8 565 € | 1 911 € | 12 806 € | 9 679 € | 23 018 € |
| Net margin | 51.1% | 24.8% | 51.5% | 47.7% | 44.7% |
In 2021, TERA achieves revenue of 345 k€. Revenue is growing positively over 5 years (CAGR: +3.7%). Vs 2020: +1%. After deducting consumption (0 €), gross margin stands at 345 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 9 k€, representing 2.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 176 k€, i.e. 51.1% of revenue. This profit can be retained or distributed to shareholders.
345 105 €
345 105 €
8 565 €
4 782 €
176 421 €
2.5%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 52.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
9.567%
74.415%
52.218%
0.476
42.9%
In 2021, the debt ratio of TERA (9.57) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of TERA (74.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of TERA (0.48) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 51.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 28.5x. Operating income very largely covers interest expenses: high safety margin.
51.162
28.546
In 2021, the liquidity ratio of TERA (51.16) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2021, the interest coverage of TERA (28.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 75 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 93 days. Favorable situation: supplier credit is longer than customer credit by 18 days. WCR is negative (-96 days): operations structurally generate cash. Over 2017-2021, WCR increased by +23%, requiring additional financing.
-91 988 €
75 j
93 j
0 j
-96 j
Based on 98 transactions of similar company sales
in 2021,
the value of TERA is estimated at
239 652 €
(range 92 564€ - 613 489€).
With an EBITDA of 8 565€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of TERA in 2021 is 345 k€.
Yes, TERA generated a net profit of 176 k€ in 2021.
The headquarters of TERA is located in MERIGNAC (33700), in the department Gironde.
The tax return of TERA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERA operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.