SIREN : 535298863
TENDANCE FINANCE is a French company founded 14 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in PARIS (75006), this company of category PME shows in 2022 a revenue of 297 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 296 640 € | 331 909 € | 168 444 € | 500 072 € |
| Net income | -171 834 € | -16 074 € | -264 616 € | -492 895 € |
| EBITDA | -313 665 € | -39 337 € | -462 465 € | -540 732 € |
| Net margin | -57.9% | -4.8% | -157.1% | -98.6% |
In 2022, TENDANCE FINANCE achieves revenue of 297 k€. Revenue is declining over the period 2017-2022 (CAGR: -9.9%). Significant drop of -11% vs 2019. After deducting consumption (0 €), gross margin stands at 297 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -314 k€, representing -105.7% of revenue. Warning negative scissor effect: despite revenue change (-11%), EBITDA varies by -697%, reducing margin by 93.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -172 k€ (-57.9% of revenue), which will impact equity.
296 640 €
296 640 €
-313 665 €
-311 164 €
-171 834 €
-105.7%
The debt ratio (= Financial debt / Equity x 100) stands at 32%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.
32.197%
29.591%
-58.778%
-0.2
24.8%
In 2022, the debt ratio of TENDANCE FINANCE (32.20) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of TENDANCE FINANCE (29.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of TENDANCE FINANCE (-0.20) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 113.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
113.224
-0.074
In 2022, the liquidity ratio of TENDANCE FINANCE (113.22) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of TENDANCE FINANCE (-0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 71 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 58 days. The company must finance 13 days of gap between collections and payments. Overall, WCR represents 60 days of revenue, i.e. 50 k€ to permanently finance. Over 2017-2022, WCR increased by +140%, requiring additional financing.
49 747 €
71 j
58 j
0 j
60 j
Based on 88 transactions of similar company sales
in 2022,
the value of TENDANCE FINANCE is estimated at
97 409 €
(range 55 583€ - 217 927€).
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 88 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TENDANCE FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of TENDANCE FINANCE in 2022 is 297 k€.
TENDANCE FINANCE recorded a net loss in 2022.
The headquarters of TENDANCE FINANCE is located in PARIS (75006), in the department Paris.
The tax return of TENDANCE FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TENDANCE FINANCE operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.